Will I Need A Co-Signer On My Loan At CarLotta Credit?

In general, no you will not need a co-signer at CarLotta Credit.

However, there are circumstances where you may (not definitely but) ...
* if you have only been in NEPA for a very short time
* if you do not have enough income to support the payment on the car you want, you may need assistance in making your payment affordable. Remember, our goal is to sell you a car you can afford, and that suits your needs.
* if you are under 21 and live at home
* if you are changing jobs or between jobs, we will still consider you for a loan, as we know that you need a car to be gainfully employed in our area.

Most of our loans do not have a co-signer on them. We want to look for ways to make a loan to a good customer who may have had credit problems in his / her past. So we will sometimes ask you for a co-signer to help us, help you.

How can we help you? Let us know how we are doing below.
CarLotta, www.carlottacredit.com