Monday, December 30, 2013

If You Saw Something Would You Say Something?

Whether you’re following your regular commute route or on your way to a movie or meet up with friends, transportation  is a key part of your day.

You are the first line of defense against acts of terrorism on our country—and your help is nedded.

Transit agencies have joined forces to bring you the “If you see something, say something campaign, which provides direction on detecting and reporting suspicious behaviors or objects around transit stations and equipment.

It can be difficult to know what “something suspicious” looks like – but trust yourself when something doesn’t feel quite right.


IF YOU OBSERVE SUSPICIOUS BEHAVIOR


DO NOT take direct action

DO NOT confront the individual

DO NOT reveal your suspicions

DO record as many details as possible

DO notify appropriate authorities as soon as possible

IF YOU OBSERVE SUSPICIOUS BEHAVIOR

DO NOT touch or move any suspicious objects


DO NOT use a cell phone or radio in the direct vicinity

DO evacuate the area to a safe distance

DO notify appropriate authorities as soon as possible



Monday, December 23, 2013

Are You Looking For Some Extra Holiday Spending Money?

Did you Know That We Buy Vehicles !


We'll give you a price to buy it from you in less than 30 minutes. If you have your drivers license and the title of the vehicle with you, you may even leave with the check for the car on the spot.


* We buy cars, trucks, pickups, minivans, SUV's and 4X4's



* The years we will buy are from 2000 to 2009



* Mileage can be from 50,000 to 155,000 miles



* We do not buy salvage or reconstructed vehicles



* The price range is from $1000 to $6,000


For more information contact your local Car-Lotta Office!

Monday, December 16, 2013

Do You Clean The Snow Off Your Car?

You SHOULD   because it's the LAW!!!


In the winter it is important to clear all snow and ice from your vehicle to prevent a hazard from snow and ice that may fall from your vehicle, it also provides for an unobstructed view.


Driving with snow on your vehicle roof could land you a fine and points, but could be even worse if you are involved in an accident because of snow falling off your vehicle the police may prosecute for careless or inconsiderate driving.


When snow or ice is dislodged or falls from a moving vehicle and strikes another vehicle or pedestrian causing death or serious bodily injury the vehicle operator can be subject to a fine of not less than $200 nor more than $1,000 for each offense.(This should give you  that extra incentive to remove the snow from most parts of your vehicle before you set off).

AND Turn On Your Headlights:

A change in the law recently invoked that when your windshield wipers are on, so should your lights.

Monday, December 9, 2013

Want to Donate Your Car To Help Build A House?

Car donations are a way to support the mission of Habitat for Humanity.



When you donate a car to Cars for Homes, you will help your local Habitat for Humanity build and rehabilitate houses with families in need of affordable shelter.

The car donation process is quick and easy. It can be done online or with a toll-free phone call to 1-877-277-4344.

You can donate:
Cars~ Trucks~Boats~RV~Motorcycles~Construction Equipment~ Farm Equipment

                                  Running or not!


Why donate?


Proceeds from the sale of your car help your local Habitat for Humanity build and renovate houses with families in need. You may receive a tax deduction if you itemize. Recycling your car saves energy and natural resources.

Monday, December 2, 2013

Did You Get Your Deer- With Your Automobile?

Pennsylvania's two-week deer hunting season kicks off today !

 Did you know that more than $400 million in damage is caused by crashes involving deer every year?

You don’t even need to hit a deer to wreck your car. Each year approximately 1.2 million collisions are  caused by just the presence of deer.

Pennsylvania drivers have a one in 73 chance of hitting a deer on the roads. It’s one of the highest rates in the nation, and it gets even higher during this time of year.The peak season for deer crashes runs from now until mid-December.

The average car insurance claim for drivers who hit a deer is about $3,400.

Experts advise drivers to not swerve out of the way of a deer. That can lead to more serious accidents.



Monday, November 25, 2013

How Do You Clean Ice Off YOUR Windshield??

It’s already started – You walk out the door in the morning to leave for the day and there it is.... ICE ON YOUR WINDSHIELD!!! Here are a few tips to get you through those days when the ice is just too thick to melt and scraping it off is a must.


1. First thing to do is start your vehicle engine. This will allow heat to travel up to the windshield and start the melting process naturally.

2. Turn your vehicle defroster on low. Turning it on high is not a good idea when the windshield is full of ice, this could cause the window to crack.

3. Use an ice scraper to remove the ice from your windshield. This tool is specially designed just for this annoying problem.

No Ice Scraper??? Keep reading.

4. Kitchen utensils are not only good for cooking, they are also good for removing the ice of your windshield. Plastic spatulas work wonders on thin ice.

5. Keep salt in arms length when winter arises. NOT cooking salt, but salt that is grainy. Take the salt and pour it on the windshield, then with gloves on, rub the salt onto the windshield. Step back for a few minutes so the salt can start to melt the ice away and then start scraping.

6. Try this simple homemade solution - One of the best ways to remove the ice off of your windshield is a simple mixture that contains items you find inside of your house. Fill a spray bottle with one cup of water, one cup of rubbing alcohol and one cup of vinegar. Shake well and spray it all over the windshield. Let it sit for about five minutes and watch the ice just roll down the glass. You can try scraping it as well, but usually all you need to so is spray and watch.

7. This might sound a bit strange but …. but you can plug a blow dryer in a waterproof extension cord and point it at your window when iced up. Don’t turn it on high, keep it on low and move slowly across the windshield until you see the ice slowly disappear. This process may take a bit of time.

You can always AVOID ice on your windshield by investing in a piece of cardboard shaped to the size of your windshield. Place it on the windshield the night before a freeze, then remove in the morning with no worries about scraping or melting the ice off. All you have to worry about is keeping yourself warm

Monday, November 18, 2013

Did You Know Your Vehicle Is Recording You?


For over a decade, almost every new vehicle has been equipped with an event data recorder which is similar to an airplane's flight recorder, or "black box."

The system that knows when to deploy the airbags, continuously tracks a multitude of facts, such as the vehicles acceleration rate, speed, various engine functions, seat belt use and more. These systems are not connected to the GPS and so do not know where the vehicle is located. The data is continuously overwritten, so just the few last seconds of data before an accident may be available. The idea is to give accident investigators a big boost in understanding why a vehicle crashed.

More involved are optional concierge services such as OnStar and Sync. These powerful data links do have GPS and do know where the vehicle is, and they accumulate a huge amount of speed, acceleration and engineering data. As of now these systems do not communicate with anyone outside the car unless you ask them to — by pushing buttons, for example. But when you do, all sorts of remote control is possible, from unlocking doors and reducing engine power to shutting the car off, as well as tracking the vehicle's position in real time

Monday, November 11, 2013

How Will You Celebrate Vetrans Day?

Veterans Day- also known as Armistice Day in the Unites States or Rememberance Day in other parts of the world is Thursday, November 11th this year marking the anniversary of the signing of the Armistice that brought an end to World War I. It is on this day that the people of the United States take to time remember and honor the veterans of the armed services. This day is set to aside to show the veterans just how much that they are appreciated for the sacrifices that they have made for the United States.




Be sure to THANK a VETRAN Today!

Monday, November 4, 2013

Want To Lower Your Vehicle's Cholesterol?

Oil sludge is one of the most costly problems facing  vehicle owner's today. More advanced engine designs often result in unexpected problems that cause sludge to build up in the engine's oil system. Sludge is particularly dangerous on screens or in small passages, where it can cause a clog that prevents oil from reaching critical areas. This will ultimately result in catastrophic engine failure, which can only be repair by replacing the entire engine. You can dramatically reduce your chances of having an oil sludge problem.

Remember  to change your oil frequently. Some manufacturers will recommend that you change your oil every 5,000 or 7,500 miles. Over time, they have changed this to increase the frequency of oil changes. If you are fighting oil sludge, your motor oil and filter should be changed every 3,000 miles or three months, whichever comes first. Changing it more frequently will not hurt.

Monitor your engine closely. If you start to see oil appear on the top of the engine, it may be an indication that your PCV valve has become clogged and is leaking oil. Replacing the valve is an inexpensive repair that can increase your car's performance. Ignoring the problem could lead to a more serious problems. Keep a close watch for oil on the engine, and replace the PCV valve as soon as it is noticed.

Oil sludge can also be caused from engine coolant leaking into the oil system. If you notice problems with your water pump or other parts of the engine cooling system, get it repaired immediately. Putting off repairs could result in significant problems with oil sludge.

Running an oil system  cleaner  or motor treatment through your vehicle's engine every so often can go a long way toward helping keep it clean and free of sludge. Even your vehicle could do  with a lower "cholesterol" level!  

Monday, October 28, 2013

Did you Know That October is Car Care Month?

October is Car Care Month, which means it's time to prepare your vehicles for the cold weather and snow. Proper car care can result in significant cost savings. It can l extend the life of your vehicle and help protect our environment.


Here is a short checklist to help make sure your car is winter ready. Most items on the list can be conducted by a vehicle owner, but some l require a certified technician.

Check your tires

Check the air level in all of your tires (including your spare) to make sure they are inflated to the level indicated in your owner's manual. The air pressure in your tires will drop when the temperature drops. Check your tires for heavy wear and replace any tire that has less than 3/32- inches of tread.

If you live in an area that experiences heavy snow fall you might need snow tires. All-season tires might be sufficient in areas with light snow fall.

Check all lights

Check that your headlights, taillights, brake lights, turn signals, backup lights and emergency flashers are all working properly. Replace all bulbs that are burnt out.

Check wiper blades

Make sure that both wipers completely clear the glass with each swipe. Replace the blades that leave any streaks or miss spots. Consider installing winter blades if you live in an area that experiences heavy snow fall.

Fill washer fluid

Make sure your washer fluid is filled. Washer fluid use increases during the winter months. . If you live in an area with severe winters consider using a winter cleaning solution to prevent it from freezing.

Check your brakes

Having brakes that are in good working order is especially important during the winter months. If there is any indication of a problem with your brake system have it inspected by a certified technician before the white stuff begins to fall.

Create a winter emergency road kit

The first item in your emergency kit should be a mobile phone and you should carry it with you at all times. Program your phone with important numbers including family members and emergency services. If you have a smartphone, you can download an which provides services such as mapping and gas price comparison as well as member benefits like roadside assistance and discounts.

Your emergency kit should include a mobile phone charger, drinking water, a first-aid kit, non- perishable snacks for both humans and pets, a bag of abrasive material (such as sand, salt or cat litter), a snow shovel, blankets, extra warm clothing (gloves, hats, scarves), flashlight with extra batteries, window washer solvent, ice scraper with brush, cloth or roll of paper towels, jumper cables, warning devices (like flares or triangles) and a basic tool kit.

Following this simple checklist will help ensure that your vehicle is ready to handle the cold weather that lies ahead.

Monday, October 21, 2013

Do You Want to Know The 511 on PA Roads?

Looking for the latest on PA roads ?




511PA provides travelers with reliable, current traffic and weather information, as well as links to other transportation services. 511PA helps motorists reach their destination in the most efficient manner when traveling in Pennsylvania.



 Travel Info On the Go can be found at http://www.511pa.com/    Save this to your favorites to access in a hurry! You can even set up personal alerts to notify you of accidents, incidents and construction on state highways and toll roads that you choose. Alerts are sent to subscribers' cell phones, PDAs or e‐mail accounts.

Monday, October 14, 2013

Why Do We Celebrate Columbus Day?

Columbus Day is annually on the second Monday of October to  remember  Christopher Columbus' arrival to the Americas on October 12, 1492.




Officially, the people of the USA are invited to celebrate the anniversary of the discovery of their country with church services and other activities. In some towns and cities there are  special church services, parades and lothe large  events.  Most celebrations are concentrated around the Italian-American community.  In Hawaii Columbus Day is also known as Landing Day or Discoverer's Day.



Not all parts of the United States celebrate Columbus Day. It is not a public holiday in California, Nevada and Hawaii. Moreover, Native Americans’ Day is celebrated in South Dakota, while Indigenous People’s Day is celebrated in Berkeley, California.





Monday, October 7, 2013

Are You A Distracted Driver?

Distracted Driving is not just texting. The same thing applies to eating and drinking – they shouldn’t be done while driving. Most cars these days come with cup holders, it’s true, but there’s nothing that says you have to use them while driving. Eating is even worse than drinking. If you are going to be eating you should either get out of your car to eat, or eat while the car is parked and then resume your driving. You may be thinking this sounds like overkill, but it’s not. Odds are you probably won’t have a wreck while sipping on a soft drink or eating a hamburger, but you’ve greatly increased your chances of it happening. Your odds of not having a collision are much greater if you don’t do these things.




Ask yourself this: What would it mean for car safety if everyone on the road were eating a sloppy double cheeseburger while driving? Do you think car safety would go up, or go down? When you think about it that way it becomes clear just what safety risks eating and drinking in your car are. Fast food is sloppy and messy and often quite hot, and it can cause you to lose control if you drop it. Soft drinks are ice cold and can spill, having the same effect. Even without spills you just cannot control a vehicle as well with a drink or a burrito in one hand. It’s simply impossible.



Get out of the fast-food-while-driving habit ~ you’ll be safer

Monday, September 30, 2013

Is Your 4 Wheel Baby Ready For Fall?

Your vehicle made it through summer, but  like it or not ... winter's coming! Whether it's a matter of repairing the wear and tear of summer or getting ready for those colder days ahead, autumn is the ideal time for automotive maintenance and repair.


Here are some tips about getting your vehicle ready for winter.

  Read your owner's manual and follow the manufacturer's service intervals.

  Replace worn wiper blades and keep  washer fluid on hand to fight road salt, grit and other grime.

  Replace worn tires with all-season radials or snow tires, as conditions warrant. Don't forget to check the spare tire and the tire jack.

  If you are not a do-it-yourselfer, find a repair shop with a courteous staff, qualified technicians and modern equipment. Look for a reputable repair facility  to do those jobs you cannot or do not want to perform.

  Engine performance problems such as rough idling, poor acceleration or hard starts should be corrected before cold weather sets in. (This will help you  get better gasoline mileage.)

  Check the condition of your battery and cables, plus the radiator, and all hoses and belts.

  Flush your cooling system/radiator  and refill  as recommended. Be sure to check the level, condition and concentration of your  coolant/antifreeze periodically. (Never remove the radiator cap until the engine has thoroughly cooled!)

  Check your  heater and defroster to be sure they are in good working condition. Also  make sure your  exhaust system is free of any  leaks which could be  potentially deadly condition in closed vehicles.

  Make sure you  carry emergency gear: flares, boots, gloves, ice scraper, high-energy snacks, a blanket, shovel, flashlight,  and a cell phone.

Monday, September 23, 2013

How Fast Should You Be Driving?

Road speed limits are used in most countries to regulate the speed of road vehicles. Speed limits may define maximum, minimum or no speed limit and are normally indicated by the use of a  traffic sign. Speed limits are commonly set by the legislative bodies regional police and / or judicial bodies.


They are usually set to attempt to cap road traffic speed;and are ften done with an intention to improve road traffic safety and reduce the number of road traffic casualties from traffic collisions


The first maximum speed limit was the 10 mph (16 km/h) limit introduced in the United Kingdom in 1861.





To find out how fast you should be driving checkout  the  speed limit in your state:  http://www.motorists.org/speed-limits/state-chart

Monday, September 16, 2013

Who Services Our Vehicles?

Who Services Our Vehicles Before They Are Put On Our Lots For Sale?


CarLotta Credit & Car Sales 3 locations sell in total, about 130 vehicles a month. To be able to have those vehicles available for our customers, on our lot, and cleaned is quite an undertaking. To be able to do this up to our standards, we knew a long time ago that the only way was to have our own technicians at each location.
The technicians we hire and maintain come from multiple backgrounds, new car dealerships, self employed, military and technical schools. The important characteristic that they all have is this... they are very good at what they do.

We hire experienced technicians only and then train them to our way of doing things. You can be assured that your work is being done by a quality person, trained for the job at hand, reliable and cares about your car and his work on it. We invest an average of $1000 per vehicle to make sure they are ready for you.

Remember, we want your vehicle to operate reliably for you. Our goal is for every loan and every car to last for our customers. We want to have you return to us for another vehicle.

Monday, September 9, 2013

Do You Know Pennsylvania's School Bus Stopping Law?

It's that time of year- The kids have gone back to school !


DID YOU KNOW........


1.5 million children are transported on Pennsylvania roads each day.

These children are transported more than 400 million miles to school each year.

Every year, children are needlessly injured or killed by drivers passing stopped school buses      Pennsylvania's School Bus Stopping Laws Are :   When you meet or overtake a stopped school bus with red signal lights flashing and stop arm extended, you MUST STOP.
When you approach an inter section where a school bus is stopped with red signal lights flashing and stop arm extended,  you MUST STOP.

You MUST STOP at least ten (10) feet away from the school bus.

You MUST WAIT until the red lights have stopped flashing and the stop arm has been withdrawn before moving.

DO NOT MOVE until all the children have reached a place of safety.    


     The penalties if convicted of violating Pennsylvania´s School Bus Stopping Law include:

•$250 fine

•Five points on your driving record

•60-day license suspension

Monday, September 2, 2013

How Do You Celebrate Labor Day?

Traditionally, Labor Day is celebrated by most Americans as the symbolic end of the summer. In high society, Labor Day is (or was) considered the last day of the year when it is fashionable for women to wear white.



Labor Day marks the beginning of the NFL and college football seasons. NCAA teams usually play their first games the week before Labor Day, with the NFL traditionally playing their first game the Thursday following Labor Day. Most school districts that started summer vacation in mid June will resume school near this day.



The first Labor Day in the United States was observed on September 5, 1882, in Boston, by the Central Labor Union of New York, the nation's first integrated major trade union. It became a federal holiday in 1894.Singed into law as a National Holiday by Grover Cleveland.


All Car-Lotta Credit locations will be closed Monday Sepetmber 2nd in observance of Labor Day.



We will re open Tuesday September 3rd, at 9:00 am.



Monday, August 26, 2013

Do You Drive Like YOUR Kids Live Here?


 Here's an idea that is So Good- I wish I would have thought of it myself!  It's NOT ONLY creative  and effective- It helps save the  lives of our children.

Did you know approximately 70% of all children killed or injured by motor vehicles are struck within blocks from their own homes? Did you know an average of 4 children age 14 and younger were killed and 500 were injured every day in the United States in motor vehicle crashes during 2009?



Now there is something small you can do to raise awareness and save lives. Enter the “Drive Like Your Kids Live Here” project. This is designed to help end distracted driving, raise awareness of children in our neighborhoods, and reduce the number of senseless pedestrian deaths. It  encourages you to post signs which simply state “DRIVE LIKE YOUR KIDS LIVE HERE.”


It’s a simple, powerful message, and one that  deserves some recognition. To learn more about Drive Like Your Kids Live Here, check out their website:   http://www.drivelikeyourkidslivehere.com/







Monday, August 19, 2013

Do You Need Gap Insurance?

GAP Insurance ( also known as Guaranteed Auto Protection or Guaranteed Asset Protection)  is insurance covers the difference between the actual cash value of a vehicle and the balance still owed on the financing .GAP coverage is mainly used on new and used small vehicles (cars and trucks) GAP insurance covers the amount on a loan that is the difference between the asset value and the amount covered by another insurance policy. Some GAP policies also cover the deductible.


Gap insurance is while vital for those who are leasing or financing and owe more than their car is worth, is a non-issue for other drivers.

If you've paid off enough of your car loan that you owe less than it's worth, you don't need gap insurance. In fact, if you have comprehensive and collision coverage, you may have all the insurance you need to pay off your loan.



Most auto insurance companies offer this coverage to consumers

Monday, August 12, 2013

Have A Vehicle You Are Looking To Sell?

Looking for some extra cash ? Do you have a vehicle you want to sell??




We buy ....



* cars, trucks, pickups, minivans, SUV's and 4X4's





* the years we will buy are from 1997 to 2009





* mileage can be from 50,000 to 135,000 miles





* we do not buy salvage or reconstructed vehicles





* the price range is from $500 to $5,000



In less than 30 minutes we'll give you a price to buy it from you and if you have your drivers license and the title of the vehicle with you, you can leave with the check in your hand and no hassles



Do you have a car you want to sell? Give us a call, or email us: mjayne@carlottacredit.us.



Monday, August 5, 2013

Are You Overpaying for Car Insurance?

At CarLotta Credit & Car Sales we are always looking for ways to help you save money...here are a few tips to save you money on your car insurance.




* Sorry to say, but your driving record is an important part of your insurance cost. If you try to...obey posted speed limits, avoid parking tickets, stay alert and undistracted (like cell phones and nooooo texting), drive slowly and defensively...you will have a lower rate than someone who does not do these things.



* Shop your policy around with different agents, on line insurance companies and types of policy. All you need is an internet connection these days to see what prices you can get. Just Google..."low cost car insurance" and see what comes up.



* Raise your deductible. This can save you money, but be sure if you have a car loan on your car, that you abide by the bank or finance company deductible maximums. Also, don't raise the deductible so high that you are not able to pay it and get your car fixed in the event of an accident.



* Combine your home or apartment insurance with you car insurance for an additional discount. Some companies will give you more of a discount if you give them more of your business.



These are just a few ideas. Give them a try. We all would like to have a few dollars in our pockets right now.

Monday, July 29, 2013

Are There Any Open Recalls On Your Vehicle ?



Did you know that you can Sign Up To Get Email Recall Alerts For Your Vehicle?


A safety recall is the  manufacturer’s way of admitting its product has a flaw. If not corrected this flaw could possibly jeopardize the safety of you and/or the passengers in your vehicle.

When a recall is issued, the manufacturer rectifies the problem at no charge to you.

If you are  unsure if a recall applies to your vehicle or vehicle-safety product, Check out :    
 http://www-odi.nhtsa.dot.gov/subscriptions/index.cfm

   You can  even subscribe to receive  e-mail alerts that notify you of recalls based on your specifications for tires, child safety seats and vehicles.









Monday, July 22, 2013

Is It Better To Put Your Windows Down OR Turn The A/C On?

Hey.... It's hot outside !

The weather has definitely  warmed up and it makes you wonder ... is driving with the windows down or with the air conditioning running more fuel efficient?

We've been told that driving with the windows up and the air-conditioning on gives a car better gas mileage than rolling the windows down. Car owners continue to report that their miles per gallon  actually dropped when driving with the AC turned on.

The best way to figure out what works best for your vehicle  is to try each situation yourself. Vehicles are all different -- what saves gas in a Mini Cooper might not be the most fuel-efficient strategy for a Cadillac Escalade.

Monday, July 15, 2013

Have A Pennsylvania Road Concern?



Do you have a maintenance concern for a Pennsylvania State Roadway?


Potholes and other roadway concerns can be reported by calling 1-800 FIX ROAD.

Callers should try to be as specific as possible in describing the location of a pothole. Helpful information includes the State Route and section number (found on small, white signs along roadways), the direction of travel (eastbound or westbound lane, etc.) and any other useful location information.

 Animal carcass removal

 Brush and tree removal

 Shoulder and drainage concerns

 Signage issues

 Other maintenance needs

Information, complaints and compliments



Calling 1-800-FIX ROAD will result in prompt action and a telephone follow-up if the caller leaves their name and telephone number.

Monday, July 8, 2013

What Is Road Rage ?

Whether you conscider it :

 Violent behavior exhibited by drivers in traffic
                                        or

Aggressive behavior by a motorist in response to the actions of another road user


                         There is no national definition for the term "road rage" .

A fit of violent anger by the driver of an automobile,  directed toward and endangering other motorists or pedestrians. It is commonly defined as a societal condition where motorists lose their temper in reaction to a traffic disturbance. In most cases, the traffic situations encountered are typical of today's normal driving conditions and higher traffic volumes   Experts say aggressive driving behaviors are triggered by a variety of reasons. Some are provoked by the actions of another driver; others are set off by roadway congestion. Most are caused by the drivers' own moods and reactions when they get behind the wheel.



Common Motorist Irritants


•Tailgating to pressure a driver to go faster or get out of the way.

•Flashing lights in order to signal persons to move to another lane.

•Obscene gesturing.

•Changing lanes without signaling.

•Blasting the horn.

•Frequently changing lanes by weaving back and forth

•Racing to beat a yellow light that's about to turn red.


•Traveling in the passing or left lane at a slower speed, making it impossible for others to pass.

•Driving with the high beams on behind another vehicle or toward oncoming traffic.

•Cutting people off.

•Slowing down after passing someone.

•Not making a right turn in the right-hand turn lane.

•Not reacting quickly after the red light turns green.




What Motorists Can Do

•Use directional lights to indicate a lane shift.

•Follow the laws of the road.

•Be polite and courteous.

•Stay within the speed limits.

•Drive at a safe following distance.

•Stay mostly within one lane.

•Don't become distracted by using the car phone or reading the paper while the vehicle is in motion.

•Put some physical distance between you and drivers who are behaving erratically.

•Don't show a reaction to the aggressive driver; especially, avoid eye contact.

•Avoid behaviors that antagonize or irritate others.

•Learn to control your temper and keep your cool in traffic.

•Use your horn sparingly.

•Keep the music in your vehicle at a level that doesn't annoy others.

•If you are feeling frustrated - create a distraction such as turning on the radio, start a conversation with a passenger, play 20 questions, or talk yourself through the situation to calm down.

•Be tolerant of those who exhibit non-conforming traffic behaviors.



  Remember ....He/she who drives away, lives to drive another day!  




Monday, July 1, 2013

Looking For Info On The Roads You Travel?




511PA provides travelers with reliable, current traffic and weather information, as well as links to other transportation services. 511PA helps motorists reach their destination in the most efficient manner when traveling in Pennsylvania.

http://www.511pa.com/ Save this to your favorites to access in a hurry! You can even set up personal alerts to your cell or email to notify you of accidents, incidents and construction on state highways and toll roads that you choose.

Monday, June 24, 2013

How Much Do You Know About Motorcycle Safety?

It's Motorcycle Season ! Warm Weather brings  motorcycles  out of garages and riders hit the road.


The Motorcycle Safety Foundation urges all drivers to give riders some space.


Here are some hints that the driver of a car, should know about motorcyclists:


1. There are a lot more cars and trucks than motorcycles on the road

2. A motorcycle can be easily hidden in a car's blind spots.

3. A motorcycle may seem to be farther away than it actually is.

4. Motorcyclists often slow by downshifting or merely rolling off the throttle

5. Motorcyclists often adjust their position within a lane to be seen more easily

6. Turn signals on a motorcycle are usually not self-canceling

7. Maneuverability is one of a motorcycle's better characteristics.

8. Stopping distance for motorcycles is nearly the same as for cars, but slippery

pavement makes stopping more difficult.

9. When a motorcycle is in motion, see more than the motorcycle. ( See the person

under helmet,who could be your friend, neighbor or relative)



Remember : Give them their fair share of the roadway and don't follow too close!





Monday, June 17, 2013

Is Your Pet Safe When Traveling With You ?



If your like most ... once you bring an  animal into your life, they quickly become members of the family.

Studies show that 74 percent of pet owners think of them as a child or family member. With such a high percentage, it should come as no surprise that many of these families want to take their pet with them whenever they travel.

Some pets love cars – others would much rather stay put for the rest of their lives.
There are many options to fit every animal's needs. Here are some pet travel tips .

Train them young. Cats generally don't like cars, but puppies can be trained fairly easily to become good travellers. Play with the puppy inside the car when it is stationary. Then switch the engine on. When it is used to this, start taking the dog for short rides.

Crate them. For larger dogs, it is a good idea to crate them, especially for long journeys. This will also protect a dog in case of an accident. Many animals will feel safer inside their crate, and therefore will put up less of a performance.


Pet carriers. If an animal does not like travelling, then it is very dangerous to transport them in a car, unless they are in a proper pet carrier of some sort. A clawing cat, or a yelping puppy can easily distract the driver and cause an accident. Don't use a cardboard box – it is too easy to escape from these.

When travelling with big dogs, it is a good idea to have part of the car partitioned, so that the driver cannot be distracted.

Don't leave animals inside a locked car in the sun. Remember, even if you park in the shade, the sun moves as the day goes on. If you have to leave an animal in the car, make sure it is inside a parking garage and that the windows are left open a few centimetres.

Remember ...a wide open window is an invitation to disaster. Some pets can be relied on not to jump through the window, but why take the chance? Most dogs like a bit of a breeze when they are inside a car, but ten centimeters will do it.

When driving a long way, remember that your dog needs to get out every now and then to answer the call of nature. Also make sure that you give your dog water whenever you stop. When travelling long distances with an animal that is not used to the car, save your sanity – and probably that of the animal – by going to the vet and getting a sedative before the journey. Remember also that you can get anti-nausea treatment if your animal gets car sick on long journeys.

Seatbelts are not that restrictive, as dogs will still be able to sit up, look out of the window or lie down, whichever they choose. But, they will go a long way to protecting the dog.

Bring familiar items from home with them in the vehicle including favorite toys and a towel or bedding still retaining the sent of home.

We don’t question the importance of traveling safely and we should always provide the same protection for our pets.

Monday, June 10, 2013

Is Your Child Passenger Safe ?


Did you know that each year thousands of children are injured or killed by safety seats that are improperly fastened by parents or caretakers. Statics indicate that  7 out of 10 children in safetly seats are not properly buckled in.

 Pennsylvania’s primary child passenger safety law, requires  children under the age of four to be properly restrained in an approved child safety seat anywhere in the vehicle.


Children from age four up to age eight must be restrained in an appropriate booster seat.

Children from age 8 up to age 18 must be in a seat belt.
For more information on child passenger safety in Pennsylvania, visit the PA Traffic Injury Prevention Project or call 1-800-CAR-BELT.


There Certified technicians that will inspect your child car seat, in most cases, free of charge - and show you how to correctly install and use it.  To find a child car seat inpection station in your area visit:

                                               http://www.nhtsa.gov/cps/cpsfitting/
Remember, most collisions occur within a mile of the home - so buckle your child in a safety seat for every trip, no matter how short.




Monday, June 3, 2013

Are You Ready for Summer Driving?

Summer is officially here .... Is your vehicle ready???


  To help avoid over-heating, a car´s cooling system, engine hoses, drive belts and battery should be inspected by a mechanic.






Regularly check fluid levels and tire tread depth. To quickly check the tire tread, insert a penny in the tread groove with Lincoln´s head upside down - if you can see the entire head, your tires are worn and should be replaced.



For maximum fuel efficiency, tires should be properly inflated. Hot weather can cause air pressure inside the tire to expand, causing a blowout if the tire is in poor condition.



Use extra caution while driving during a rainstorm, particularly after an extended period without rain, since extreme heat causes oils deposited from vehicles to be absorbed into the road and slick spots can result during rainstorms.



Prepare an emergency kit that is stocked with things that would be needed in the event of a breakdown, such as water, necessary medications, first aid supplies and portable cooling devices, such as battery-powered fans.



Never leave children or pets unattended in a vehicle, which can heat up quickly during hot weather.



When traveling a long distance, try to plan your trip for early in the day or later in the evening when the weather is cooler.



Carry a cell phone and charger in case of emergency.



Remember to always buckle up and never drink and drive.



Drive Safely

Monday, May 27, 2013

Why Do We Celebrate Memorial Day?



Memorial Day is a United States Federal Holiday observed on the last Monday of May .


Formerly known as Decoration Day, it commemorates U.S. soldiers who died while in the military service. First enacted to honor Union soldiers of the American Civil War. It was extended after World War I to honor Americans who have died in all wars.

It has become a long weekend increasingly devoted to shopping, family gatherings, fireworks, trips to the beach, and marks the start of the summer vacation season!



Car-Lotta Credit Car Sales will be closed Monday, May 27th in observance of Memorial Day and will re open Tuesday, May 28th  at 9:00 am.   Happy Memorial Day

Monday, May 20, 2013

How To Budget For An Auto Payment



Buying a vehicle may be one of the biggest financial decisions in your life. Creating a good car budget is essential. You should be prepared to pay for insurance costs, oil changes, regular maintenance, and unexpected costs.

Car budgeting isn’t just about getting the vehicle. It's about knowing your bounds and anticipating any expense that will come down the road. DO NOT bite off more than you can chew—if gas and maintenance costs are too much, consider a something cheaper.


 Getting a loan is only the beginning. If you're paying for your car on your own, you’ll need a steady income that covers your loan payment, and all other costs of owning a car.





Monday, May 13, 2013

Is Your Vehicle Ready For the Nicer Weather?

Spring Car Care Tips


The nice weather  is   here and its a good time to do some simple, and inexpensive car maintenance and cleaning.



Try these tips...

* take your car to a hand held (wand type) pressure car wash, for about $2.50 in quarters you can wash down the outside really well, and be sure to spray inside the wheel wells and under the rocker panels (beneath the doors and under the car) as mud and salt get stuck there

* when you are done, give it a good interior vacuum and clean out any stuff left over from the long winter, this costs about $1.50. Don't forget to check the trunk for dirt and possible moisture.

* try a Jiffy Lube for an oil change, usually $25 or so, a clean motor is a happy motor

* look around the car for chips or rust spots, if you see some, try A&A Auto Stores or AutoZone for matching touch up paint, about $8.00

* lastly, look at your tires, do you have good tread on them? they should all be the same size, but they don't have to be the same manufacturer, if you need tires...look for sales or try a used tire store or even "Harrys U Pull It" for good used tires, used tire prices can vary...but they start at about $35.00 each, quite a savings



There are other things you can do, but this is a good start.



Monday, April 29, 2013

Are You Enviromentally Conscious When It Comes To Your Automobile?

By changing a few habits you  can do  your  part in helping the environment.



Regular  maintenance and better driving habits are two easy-to-implement strategies that  will help your vehicle last longer and even get a better resale price.


The following tips can put you on the road to environmentally conscious vehicle  care:

•Keep the engine running at peak performance—a misfiring spark plug can reduce fuel efficiency as much as 30 percent. Replace filters and fluids as recommended in the manual.


• Don’t ignore that ‘Service Engine’ light.

•Keep tires properly inflated and aligned to reduce the engine’s effort and help with gasoline consumption.
( your tires will last longer too, saving you money and easing the burden at recycling centers.)


•Avoid speeding and sudden acceleration ; (boths guzzle gas). When waiting for friends or family, shut off the engine. Consolidate daily errands to eliminate unnecessary driving.


•Remove excess items from the vehicle, since less weight means better mileage.


•If you do your own repairs,  be sure to dispose of engine fluids and batteries.

Sunday, April 21, 2013

How Much Does Your Vehicle REALLY Cost You Per Year?

  For some, vehicles  are a necessity. They need a car to get to and from work, and other places.  People who live in big cities, often don’t need a car, but own a car, even if they’re only using it every once in a while.


Whether you drive a total beater, or a nice, expensive, luxurious gas-guzzler  youe need to look at all the costs involved in car ownership


· Car Insurance



· Cost of Gas and Fuel



· Maintenance and Repair



· Vehicle related licensing, registration and other fees



· Car purchase, loan payments and finance charges



· Parking, tolls, etc.





The average  cost of owning a car in the US is…$19,799.00 per year.


To fugure out how much you are spending  try  http://www.bikesatwork.com/blog/the-real-cost-of-car-ownership

Monday, April 15, 2013

What is Distracted Driving ??

Distracted Driving is any activity that could divert a person's attention away from the primary task of driving. These actions take the driver’s attention away from the road and traffic.

Driving becomes secondary in importance to another activity that is happening inside the car, truck or cycle while the vehicle is in motion.



These types of distractions include:

•Texting


•Using a cell phone or smartphone


•Eating and drinking


•Talking to passengers


•Grooming


•Reading, including maps

•Using a navigation system


•Watching a video


•Adjusting a radio, CD player, or MP3 player




REMEMBER ...

All distractions endanger driver, passenger, and bystander safety.

Distracted driving kills and injures thousands of people each year.




What can you do:


•Protect lives by never texting or talking on the phone while driving.


•Be a good passenger and speak out if the driver in my car is distracted.


•Encourage my friends and family to drive phone-free.


April is Distracted Driving Month-
  Get the facts, Get involved, and help keep America's roadways safe.



Monday, April 8, 2013

Is Your Four Wheel Baby Ready For the Warmer Weather ??



Good Bye   Cold Mornings ~ Hello Warm Driving Weather



The following are some steps you can take to prep  your vehilce  for spring  and  to repair it  from months of harsh winter driving.

• Undercarriage Road salt – Road salt can damage your vehicle’s undercarriage by eating away or corroding the metal. A thorough cleaning at a car wash should do the trick.


• Check the tires – It’s crucial to check your tires after weather changes because tire pressure changes about 1 pound per square inch for every 10 degrees Fahrenheit change in temperature.



• Wiper blades – Windshield wipers take a beating during the winter weather – wiping away dirt, debris and salt and gravel spray. Make sure the blades are making full contact with the windshield and have not dried out.



• Rotate tires – This should be done roughly every 5,000-10,000 miles and it can extend the life of your tires significantly by reducing wear.



• Change oil and filter – Some car makers suggest changing to a heavier oil to help your vehicle’s engine perform more efficiently during warmer weather.



• Change air filter – Your car’s air filter prevents dust and other debris from getting into the engine’s running parts, meaning less efficient use of gas and weaker engine performance.



• Flush and fill cooling system. This is cheap insurance against engine failure. Experts recommend flushing every 2 years for most vehicles.



• Check radiator and gas caps – Tight fitting caps on the radiator and gas tank are important. Radiator caps can corrode and deteriorate, so it’s a good idea to replace yours as often as you flush the cooling system.



• Check battery and plugs – Make sure battery posts and connections are clean. Spark plugs fire as many as 3 million times every 1,000 miles.



• Clean the interior – It’s easy to use your car or truck as a storage area for all kinds of things (including useless junk and garbage), especially in the cold months when you don’t feel like cleaning your car in the freezing cold. Take the time to de-clutter your car. It’s worth it.

Monday, April 1, 2013

Should You Worry About Your Check Engine Light Being On?

A "Check Engine" light can be a headache for any  vehicle owner. It has to be one of the most frustrating and confusing facets of owning a vehicle. It's just a light with no information telling you what the problem is.




The Check Engine light — more formally known as the Malfunction Indicator Lamp (MIL) — is a signal from the car's engine computer that something is wrong.



Occasionally, the Check Engine light comes on when nothing is wrong with the car. It could  just be a temporary problem caused by a change in humidity or other factors. In this case the  light should go off by itself after a short time.




Five most common are causes  are :



•O2 sensor
•Loose gas cap

•Catalytic converter

•Mass air flow sensor (monitoring the amount of air mixed in the fuel injection system)

•Spark plug wires


  Check Engine lights come in orange, yellow or amber, depending on the manufacturer. If the light begins flashing can be a   more serious problem

What to do ....

Check to make sure your gas cap is on and give it a few more clicks to tighten it up.

 If that doesn't work, head to a mechanic or an auto parts store -- it's best to get a professional to diagnose the problem ( and some will even perform this service for free) .

Remember ... Even though the vehicle  could be driving just fine, you may be wasting fuel, putting out lots of pollution and damaging the engine.

Monday, March 25, 2013

Are You An Aggressive Driver?

The defintion of AggressiveDriving is  a progression of unlawful driving actions such as:


Speeding - exceeding the posted limit or driving too fast for conditions

Improper or excessive lane changing

Failing to signal intent

Failing to see that movement can be made safely, or improper passing

Failing to signal intent, using an emergency lane to pass, or passing on the shoulder


Things to Avoid

• Expressing Frustration - Taking out your frustrations on your fellow motorists can lead to violence or a crash.

• Fail to Pay Attention when Driving - Reading, eating, drinking or talking on the phone, can be a major cause of roadway crashes.

• Tailgating - This is a major cause of crashes that can result in serious injury or death.

• Making Frequent Lane Changes - If you whip in and out of lanes to advance ahead, you can be a danger to other motorists.

• Running Red Lights - Do not enter an intersection on a yellow light. Remember flashing red lights should be treated as a stop sign.

• Speeding - Going faster than the posted speed limit, being a “road racer” and going too fast for conditions are some examples of speeding.



Things to Do


• Concentrate - Don’t allow yourself to become distracted by talking on your cellular phone, eating, drinking or putting on makeup.

• Relax - Tune the radio to your favorite relaxing music. Music can calm your nerves and help you to enjoy your time in the car.

• Drive the Posted Speed Limit - Fewer crashes occur when vehicles are traveling at or about the same speed.

• Identify Alternate Routes - Try mapping out an alternate route. Even if it looks longer on paper, you may find it is less congested.

• Use Public Transportation - Public transportation can give you some much-needed relief from life behind the wheel.

• Just be Late. If all else fails...... just be late.



What to Do if Confronted by an Aggressive Driver

• Get Out of the Way - First and foremost, make every attempt to get out of their way.

• Put Your Pride Aside - Do not challenge them by speeding up or attempting to hold-your-own in your travel lane.

• Avoid Eye Contact - Eye contact can sometimes enrage an aggressive driver.

• Ignore gestures and refuse to return them.

• Report Serious Aggressive Driving - You or a passenger may call the police. If you use a cell phone, pull over to a safe location


Monday, March 18, 2013

Is there an Advantage to My Auto Loan Being Reported to a Credit Burea?

What Is The Advantage To Me, As A Customer, Of CarLotta Credit Reporting To A Credit Bureau?


If you keep in mind that we have multiple goals at CarLotta Credit & Car Sales...for example, a quality car, with a warranty, and rebuilding your credit...it makes sense. When we report your on time payments to the credit bureau on a regular basis, it helps to  significantly improve your credit score over time.


Making a timely car payment is a quicker way to improve your credit score because

* the payment amount is regular (not like credit cards)

* the dollar amount financed is higher (better for your future lenders to see)

* the on time payments show a pattern of consistent payment history

* once your first car is paid off, you can upgrade your vehicle to a more expensive one and improve your score even more





So, the advantages to you are clear and tangible. We do it, because we think it is one of the ways to help those people who really do want to improve their credit.




Monday, March 11, 2013

How Long Will A Loan Approval Take?

How Long Will It Take To Be Approved And Drive Home?


Normally at CarLotta Credit & Car Sales the approval process takes about 20 minutes, the delivery really depends on you .


What do you need at a minimum...

* Valid Pa Drivers License

* income proof
* your down payment

* car insurance

* a utility bill - bank statement- or phone bill showing your current address


We may need more info depending on your situation, which may take a little longer but realistically you could be in and out in an hour.
                                             See it really is easy.



Monday, March 4, 2013

Need Help Finding the Best Rental Car Deals?

Even if you’ve rented a  vehicle in the past  each time feels like  the first time ....  there are so many little details to remember and questions to answer to help make a decisions.


Here are a few  tips that  may  help you navigate the  world of car rentals.



1. Shop around online first. Check multiple travel Web sites to  get a see  what’s available. Check the rental car companies’ Web sites  to see whether you can get an even cheaper rate there.

2. Hunt for deals. Be sure to  check for weekend discounts or special weekly rates. If you are shopping online, be  sure to look  for little areas where you can enter a “promotional code” or “discount code.”   You may  find a coupon code that can save $$ on your rental. You  may even find discount codes through organization memberships and other affiliations you are already familiar with.


3 Opt for a smaller vehicle . Do you really need a larger car? Go compact whenever possible.  Rental  companies often run out of economy models because they’re the most popular, so  they will often try and  steer you  toward an upgrade in the hopes that you’ll cave in and pay for it. Just say no. You  will most likely  get the upgrade anyway for the economy price.


4. Gas up. NEVER  prepay for gasoline – and then don’t forget to fill the tank back up before you return. Failure  to do this, will resulting  paying much more than the market price for the gasoline you owe.

5. Be on time. If you return your vehicles  late, you may be  charged  as much as a full day’s rental, sometimes at a rate higher than before. If you are going to be late,  remember to call the agency and explain your situation. It may help. Also, find out if  you might have to pay additional fees   if you  drop the vehicles  off early.


6. Avoid airport fees. If you  are renting  from an  airport, you are  likely to pay extra fees such as airport surcharges, drop-off fees or taxes levied by local governments. Consider renting from a suburban location if at all possible to avoid at least some of those costs.

7. Supply your own car seat. If you are  traveling with children, you can save as much as  $10 a day by providing your own child safety seat rather than renting one from the rental car company

8. Take photos of vehicle  before it leaves lot. Bring your camera -that's has  a time and date code on it, and walk around that car before you ever leaves the  parking lot and photograph all  angles of the vehicle. It only takes a few minutes. Doing this assures that  it's not just your word against theirs. You will  have evidence with a time and a date stamp on your photo verifying you  didn't create that scratch on the fender or that  ding on the windshield.













Monday, February 25, 2013

Does Road Salt Do Damage To Your Vehicle ??

YES......   parts of the vehicle  anyway.



Road Salt can get into the cracks and crevices and  start the oxidation and rusting process, which is  a chemical reaction. Salt can have  a damaging effect on  steel surfaces and  can speed up the corroding process.

The good news is .... if the car is properly polished, the  effect is not too bad.

The best way to avoid the ravages of  Road Salt is to wash it frequently during the “Salt Season” which is  normally  November to April. Waxing  your vehicle  before the Salt Season  is a great preventative step!

Monday, February 18, 2013

What Kind of Vehicle Would A President Own?

Today  we celebrate Presidents Day!   It is a national holiday.  Since 1968, it is celebrated on the third Monday in February.  President's Day is a day set aside to honor all of the U.S. presidents. Most of  us think  of  George Washington and Abraham Lincoln when we celebrate this holiday. It falls by design between their birthdays. It is a actually a day of  tribute to each and every person who has ever served in the office as President of the United States of America.

Ever wonder what type of vehicle a president would own??



 Bill Clinton (1993-2001): 1967 Mustang Convertible

Ronald Reagan (1981-1989): 1952 Army Jeep, Model M-38A1

Richard Nixon (1969-1974): 1950 Oldsmobile

 John F. Kennedy (1960-1963): 1961 T-Bird Convertible 

Dwight D. Eisenhower (1953-1961): 1956 Chrysler Imperial

Harry S. Truman (1945-1953): 1945 Ford Super DeLuxe Tudor Sudan

 Franklin D. Roosevelt (1933-1945): 1939 Packard 12

 William Taft (1909-1913): Baker Electric

Monday, February 11, 2013

Why Should You Clean the Snow Off Your Vehicle?

Because it's the LAW!!!

  In the winter it is important to clear all snow and ice from your vehicle. This not only prevents a hazard from snow and ice that may fall from your vehicle, it also provides  for an unobstructed view.

Driving with snow on your vehicle roof could land you a fine and points, but could be even worse if you are involved in an accident because of snow falling off your vehicle the police may prosecute for careless or inconsiderate driving.

When snow or ice is dislodged or falls from a moving vehicle and strikes another vehicle or pedestrian causing death or serious bodily injury the  vehicle  operator can  be subject to a fine of not less than $200 nor more than $1,000 for each offense.




 This  should give all drivers that extra incentive to remove the snow from most parts of theirvehicle  before they set off.





 AND Turn On Your Headlights:  
A change in the law recently invoked that when your windshield wipers are on, so should your lights.

Monday, February 4, 2013

Want to Save Money On Your Car Insurance?

 Everyone LOVES saving money and we  would all  like to have a few dollars in our pockets right now.


...here are a few tips to save you money on your car insurance.


* Shop your policy around with different agents, on line insurance companies and types of policy. All you need is an internet connection these days to see what prices you can get. Just Google..."low cost car insurance" and see what comes up.


* Raise your deductible. This can save you money, but be sure if you have a car loan on your car, that you abide by the bank or finance company deductible maximums. Also, don't raise the deductible so high that you are not able to pay it and get your car fixed in the event of an accident.


* Combine your home or apartment insurance with you car insurance for an additional discount. Some companies will give you more of a discount if you give them more of your business.



                          These are just a few ideas. Give them a try.

Monday, January 28, 2013

How To Protect Your Vehicle In The Cold

We are experiencing some of the coldest temperatures of the season right now.


One of the best ways to protect against winter vehicle trouble is to be sure your battery is fully charged and in proper working condition. At zero degrees your vehicles  battery can lose up to 60 percent of its power . At 32 degrees your  battery can be up to 35 percent weaker than at 70 degrees. A vehicles  that are  slow to start in 50 degree temperature may not start at all when the temperature dips below zero.

The most common sign of a weak battery is an unusual sound coming from the starter when the  key is turned,. You should have your battery tested to  monitor its  condition, especially  if your battery is more than two years old.

Here are s a few other factors to keep in mind in the cold weather.

Oil:

Oil that is dirty and contaminated will may  be sludgy.  Sludgy oil  makes the engine harder to turn over and start when the temperatures drop. 


Fuel:

Keep your  fuel tank at least half full in cold weather. Near empty fuel tanks are more likely to collect condensation which may freeze in the fuel lines and cause stalling or no starting in frigid temperatures.


Warm-Up:

Allow your vehicle to run for a minute and then drive slowly until the vehicle comes up to operating temperature. Extended warm-ups are not necessary


Coolant:

Antifreeze (engine coolant) should be mixed at a 50/50 ratio with water. This will protect your car's engine to 35 degrees below zero.


                                   Stay Warm- Drive Safe


Monday, January 21, 2013

How To Find The Right Auto Mechanic For You

 Remember …. the best time to look for a quality mechanic or repair shop is  before you need one.
 Finding a shop takes time and patience. Start by visiting or calling  shops in your area.

Keep these questions in mind:

    Is the shop clean and presentable?

    Does the shop offer referrals?

    Do they give Written Estimate?

    Do they allow you take the tech for a test drive?

    Do they stand behind the work?

    Are the repairs are done by the book

    Do they fix it right the first time?

    Do they offer any warranty?

    Do the  offfer courtesy transportation as in a ride to work or somewhere you need to go?

   Will they give  an explanation of services?

Not sure where to start?

  Try :http://midatlantic.aaa.com/Automotive?zip=18702&devicecd=PC&referer=www.aaa.com
for some reputable repair shops in your area.

Monday, January 14, 2013

Why ShouId I Go To A Buy Here Pay Here Dealer?

Buy Here Pay Here.......    Why??

The most important benefit of Buy Here Pay Here Financing is that it gives credit-challenged people the opportunity to get much-needed transportation. In many cases they aren’t just an option — they may be the only option for those who have been turned down by traditional institutions.


Buy Here Pay Here  means that you arrange a loan and make weekly, bi-weekly, monthly or semi monthly  payments at the dealer instead of making monthly payments to a bank or lender.


One of the quickest ways to rebuild a credit history is to make timely payments on an installment loan. Consistent ON TIME payments on a Buy Here Pay Here auto loan can help improve your credit score. Make sure you ask the dealer if reporting to a credit bureau is a policy they follow.

At Car-Lotta Credit we offer people with no credit, bad credit and bankruptcy auto financing not available anywhere else. We understand that good people can and sometimes do have credit problems. Car-Lotta Credit is the "Car Credit Specialist". No one in NEPA even comes close.     WE CAN HELP YOU!

Monday, January 7, 2013

Do You USe Winter Wiper Blades?

Is it necessary to change your wiper blades to Winter Blades?


Winter Blades have a rubber sheath over all of the moving components inside  the wiper. There are springs built inside of it to actually hug the wiper blade tight to your windshield. You have probably already noticed in the wintertime, you're driving along and try and use your wiper blades, they won't touch all of the windshield itself. It'll actually leave streaks and portions of it that are un cleaned. This is from is from ice, debris, and snow, getting inside of the springs and keeping them from contacting your windshield. What the rubber sheath does is keep those formed particles from affecting the way the mechanics of the wiper blade has been designed to operate.



Is it a good idea if you do a lot of driving in the wintertime to go ahead and change out your wiper blades? You decide!