How To Lower Your Car Insurance Rates

At CarLotta Credit & Car Sales we are always looking for ways to help you save money...here are a few tips to save you money on your car insurance.

* Sorry to say, but your driving record is an important part of your insurance cost. If you try to...obey posted speed limits, avoid parking tickets, stay alert and undistracted (like cell phones and nooooo texting),  drive slowly and defensively...you will have a lower rate than someone who does not do these things.

* Shop your policy around with different agents, on line insurance companies and types of policy. All you need is an internet connection these days to see what prices you can get. Just Google..."low cost car insurance" and see what comes up.

* Raise your deductible. This can save you money, but be sure if you have a car loan on your car, that you abide by the bank or finance company deductible maximums. Also, don't raise the deductible so high that you are not able to pay it and get your car fixed in the event of an accident.

* Combine your home or apartment insurance with you car insurance for an additional discount. Some companies will give you more of a discount if you give them more of your business.

These are just a few ideas. Give them a try. We all would like to have a few dollars in our pockets right now.
CarLotta, http://www.carlottacredit.com/

How Long Will It Take To Be Approved And Drive Home?

Normally at CarLotta Credit & Car Sales the approval process takes about 20 minutes, the delivery really depends on you . If you have all the things we need to deliver the car, it will take an additional 20-30 minutes.

What do you need at a minimum...
* valid Pa drivers license
* income proof, depends on the type of your income
* your down payment
* car insurance
* a utility bill
* 1 months bank statement
* phone or cell phone bill

We may need more info depending on your situation, which may take a little longer. But realistically you could be in and out in an hour. If this doesn't work ,we can always bring you back in when it is convenient. See it really is easy.

What do you think? Let us know, comment below.
CarLotta, www.carlottacredit.com