What is a Buy Here Pay Here Dealer

What is the meaning of pay here? When you sign a contract to buy a car with a traditional car dealership, it passes the contract on to an auto lender, which provides a loan for the purchase. With a buy here, pay here (BHPH) dealership, however, the dealer sells and finances the cars on its lot. Car-Lotta Credit and Car Sales - Credit Problems? Need a Car? You Need Car-Lotta Credit! We understand that for most people, getting a car - truck - SUV or minivan means getting the credit also. You need your vehicle to be able to get to work and support yourself and your family. We understand that good people can, and sometimes do, have a less than perfect credit record. At Car-Lotta Credit and Car Sales, we approve your loan, not some banker. At either of our superstore offices, you can talk to one of our credit specialists in person, about your credit and your loan. Over 28 years of experience in helping people of Northeast PA gives us the ability to approve loans that no bank or normal finance company will ever be interested in. Let us show you what we can do for you! Experienced Credit Specialist We are the "Credit Specialist". Some car dealers "offer" to help as part of their business. "This is all we do." Automobile financing is our business. No matter what credit issues you may have, we’ve seen it before. Nothing you have to say about your credit is going to surprise us, or embarrass you! We can help you deal with your credit issues and supply a reliable car. Life’s events can be difficult and can lead to less than perfect credit: unpaid medical bills, student loans, loss of job, divorce. We can help!