Why Car-Lotta ?

Here are a few differences between CarLotta Credit and other  dealerships....

* We know and assume that you have credit issues when you stop by, call or email us. We great you with a smile and a hearty handshake and appreciate your business. We understand that good people can and do have credit problems. At some dealerships, when you tell them you have credit issues, they may not be very happy about it or helpful.  

* Nothing you tell us is going to surprise us, or embarrass you. For over 24 years we have helped people just like you. Anything you have to tell us, will be handled professionally and held in confidence. Selling and financing cars to people with credit issues is our only business, this is what we do.

* Most dealerships are trying to make as much money as possible on every customer they sell...at CarLotta Credit our #1 goal is to make sure the car is affordable to you and fits in your budget. We want you to be able to afford your payments and pay your loan. Its better for you, and us.

* We report your on time payments to the credit bureaus on a regular basis, this can improve your credit score over time. 

*  Most of our payments are set as weekly and are set up as an Auto Debit. This helps you judge your budget and stay current with your payments.

This is just a few of the things that make us different. Stop in, call, or email us and let us actually show you!