Monday, February 25, 2013

Does Road Salt Do Damage To Your Vehicle ??

YES......   parts of the vehicle  anyway.



Road Salt can get into the cracks and crevices and  start the oxidation and rusting process, which is  a chemical reaction. Salt can have  a damaging effect on  steel surfaces and  can speed up the corroding process.

The good news is .... if the car is properly polished, the  effect is not too bad.

The best way to avoid the ravages of  Road Salt is to wash it frequently during the “Salt Season” which is  normally  November to April. Waxing  your vehicle  before the Salt Season  is a great preventative step!

Monday, February 18, 2013

What Kind of Vehicle Would A President Own?

Today  we celebrate Presidents Day!   It is a national holiday.  Since 1968, it is celebrated on the third Monday in February.  President's Day is a day set aside to honor all of the U.S. presidents. Most of  us think  of  George Washington and Abraham Lincoln when we celebrate this holiday. It falls by design between their birthdays. It is a actually a day of  tribute to each and every person who has ever served in the office as President of the United States of America.

Ever wonder what type of vehicle a president would own??



 Bill Clinton (1993-2001): 1967 Mustang Convertible

Ronald Reagan (1981-1989): 1952 Army Jeep, Model M-38A1

Richard Nixon (1969-1974): 1950 Oldsmobile

 John F. Kennedy (1960-1963): 1961 T-Bird Convertible 

Dwight D. Eisenhower (1953-1961): 1956 Chrysler Imperial

Harry S. Truman (1945-1953): 1945 Ford Super DeLuxe Tudor Sudan

 Franklin D. Roosevelt (1933-1945): 1939 Packard 12

 William Taft (1909-1913): Baker Electric

Monday, February 11, 2013

Why Should You Clean the Snow Off Your Vehicle?

Because it's the LAW!!!

  In the winter it is important to clear all snow and ice from your vehicle. This not only prevents a hazard from snow and ice that may fall from your vehicle, it also provides  for an unobstructed view.

Driving with snow on your vehicle roof could land you a fine and points, but could be even worse if you are involved in an accident because of snow falling off your vehicle the police may prosecute for careless or inconsiderate driving.

When snow or ice is dislodged or falls from a moving vehicle and strikes another vehicle or pedestrian causing death or serious bodily injury the  vehicle  operator can  be subject to a fine of not less than $200 nor more than $1,000 for each offense.




 This  should give all drivers that extra incentive to remove the snow from most parts of theirvehicle  before they set off.





 AND Turn On Your Headlights:  
A change in the law recently invoked that when your windshield wipers are on, so should your lights.

Monday, February 4, 2013

Want to Save Money On Your Car Insurance?

 Everyone LOVES saving money and we  would all  like to have a few dollars in our pockets right now.


...here are a few tips to save you money on your car insurance.


* Shop your policy around with different agents, on line insurance companies and types of policy. All you need is an internet connection these days to see what prices you can get. Just Google..."low cost car insurance" and see what comes up.


* Raise your deductible. This can save you money, but be sure if you have a car loan on your car, that you abide by the bank or finance company deductible maximums. Also, don't raise the deductible so high that you are not able to pay it and get your car fixed in the event of an accident.


* Combine your home or apartment insurance with you car insurance for an additional discount. Some companies will give you more of a discount if you give them more of your business.



                          These are just a few ideas. Give them a try.

Monday, January 28, 2013

How To Protect Your Vehicle In The Cold

We are experiencing some of the coldest temperatures of the season right now.


One of the best ways to protect against winter vehicle trouble is to be sure your battery is fully charged and in proper working condition. At zero degrees your vehicles  battery can lose up to 60 percent of its power . At 32 degrees your  battery can be up to 35 percent weaker than at 70 degrees. A vehicles  that are  slow to start in 50 degree temperature may not start at all when the temperature dips below zero.

The most common sign of a weak battery is an unusual sound coming from the starter when the  key is turned,. You should have your battery tested to  monitor its  condition, especially  if your battery is more than two years old.

Here are s a few other factors to keep in mind in the cold weather.

Oil:

Oil that is dirty and contaminated will may  be sludgy.  Sludgy oil  makes the engine harder to turn over and start when the temperatures drop. 


Fuel:

Keep your  fuel tank at least half full in cold weather. Near empty fuel tanks are more likely to collect condensation which may freeze in the fuel lines and cause stalling or no starting in frigid temperatures.


Warm-Up:

Allow your vehicle to run for a minute and then drive slowly until the vehicle comes up to operating temperature. Extended warm-ups are not necessary


Coolant:

Antifreeze (engine coolant) should be mixed at a 50/50 ratio with water. This will protect your car's engine to 35 degrees below zero.


                                   Stay Warm- Drive Safe


Monday, January 21, 2013

How To Find The Right Auto Mechanic For You

 Remember …. the best time to look for a quality mechanic or repair shop is  before you need one.
 Finding a shop takes time and patience. Start by visiting or calling  shops in your area.

Keep these questions in mind:

    Is the shop clean and presentable?

    Does the shop offer referrals?

    Do they give Written Estimate?

    Do they allow you take the tech for a test drive?

    Do they stand behind the work?

    Are the repairs are done by the book

    Do they fix it right the first time?

    Do they offer any warranty?

    Do the  offfer courtesy transportation as in a ride to work or somewhere you need to go?

   Will they give  an explanation of services?

Not sure where to start?

  Try :http://midatlantic.aaa.com/Automotive?zip=18702&devicecd=PC&referer=www.aaa.com
for some reputable repair shops in your area.

Monday, January 14, 2013

Why ShouId I Go To A Buy Here Pay Here Dealer?

Buy Here Pay Here.......    Why??

The most important benefit of Buy Here Pay Here Financing is that it gives credit-challenged people the opportunity to get much-needed transportation. In many cases they aren’t just an option — they may be the only option for those who have been turned down by traditional institutions.


Buy Here Pay Here  means that you arrange a loan and make weekly, bi-weekly, monthly or semi monthly  payments at the dealer instead of making monthly payments to a bank or lender.


One of the quickest ways to rebuild a credit history is to make timely payments on an installment loan. Consistent ON TIME payments on a Buy Here Pay Here auto loan can help improve your credit score. Make sure you ask the dealer if reporting to a credit bureau is a policy they follow.

At Car-Lotta Credit we offer people with no credit, bad credit and bankruptcy auto financing not available anywhere else. We understand that good people can and sometimes do have credit problems. Car-Lotta Credit is the "Car Credit Specialist". No one in NEPA even comes close.     WE CAN HELP YOU!