How Are You Different Car-Lotta?

Many things make us different, but here is a short list... We are The "Car Credit Specialists." This is all we do. Over 18,000 customers and 28 years experience nultiple locations to choose from Exclusive Car-Lotta Credit Warranty Professional, experienced, highly trained staff Some of the best vehicles you will find! We match the car, the payments and the term of the loan to your individual situation We are in this for the long haul. We will always be here when you need us. This is only a short list. Call or stop in to see for yourself!

It's More Than Just Buying A Car

Car-Lotta Credit sells cars and makes loans to people that banks and most car dealerships don’t want, or aren’t prepared to deal with. One of our goals is to build a long term arrangement with you. The vehicle and loan you purchase will fit your ability to pay. We want you to complete your loan successfully and then purchase your next vehicle from us. Many of our customers are able to upgrade vehicles in 12 months from their first purchase from us. Your successful loan completion at Car-Lotta Credit will enhance your credit rating. Plus, when you buy from Car-Lotta Credit, we help you stay current. Your payments may be made weekly or bi-weekly instead of monthly. You may find it is easier for you to budget Because we don't shop your loan around to a bunch of banks, your credit report won't suffer by making it appear like you're looking for money—which is exactly what happens when you buy from other dealerships. Best of all, unlike smaller dealerships, each time you make an on-time payment to us, we'll report it to the credit bureaus, so you can start to establish a better credit rating immediately. Our customers get to know our sales and credit consultants, and we get to know you. This personal “relationship” helps you work through some of the potential problems you may have making payments. Try that at a bank!

Tell Me Why Car Lotta

Chances are, we probably have the vehicle you want, at one of our locations right now. Most of our customers can drive home in a Car-Lotta vehicle the same day they visit us. It can take as little as 20 minutes! Inventory selection is always good. You can even apply on-line 24/7 and be pre-approved before you arrive at our office. It doesn’t get much easier than this. At Car-Lotta Credit and Car Sale, we sell all kinds of cars, SUV’s, minivans and trucks, including work trucks. We have sporty 2 doors, 4 door sedans, minivans, and sport utilities. Mileage varies, but starts at about 40,000 miles. We have vehicles up to 2019’s in stock now. Do you need a work truck? How about something a little more reliable? Is a minivan more convenient for your growing family? Whatever you need we have it at one of our superstore locations. Every vehicle is serviced at our own in-house facility so you can be sure of safe, reliable transportation. All vehicles include our exclusive Car-Lotta Credit and Car Sales Warranty.

Exactly what does Car-Lotta Credit and Car Sales do?

Car-Lotta Credit helps people with credit problems such as bankruptcy, no credit or bad credit, get reliable transportation and a car loan, at terms they can afford. Most car dealerships are not prepared to deal with the credit challenged person. We are the specialists, this is all we do. We treat our customers with the respect they deserve. Have you been treated rudely or differently at a car dealership when the salesperson found out you had credit issues? NOT AT Car-Lotta Credit! Any credit problem you may have, no matter what it is, we’ve seen it before. Nothing you say is going to surprise us, or embarrass you. Car- We have helped over 28,000 people in Northeast PA get the car, minivan, suv or truck they want. No other dealer or vehicle finance company in Northeast PA has done more than Car-Lotta Credit has. We can help you.

Are You Ready To Wash The Winter Away?

Your car is your biggest investment and your true companion on the road! With spring comes car wash season! Get that winter grime off your car and remove corrosive salts from your undercarriage to help avoid damage. If you hand wash your car, make sure to do it in the shade—harsh sunlight can soften up the paint, making your car more prone to scratches Car-Lotta recommend washing your car at least once every two weeks

Happy Spring 2023!

Winter can be hard on your car's body, paint, and undercarriage. The salt and grime from the winter builds up during the part of year most of us spend the least time cleaning our vehicles. Don't forget to wash the wheel wells out and hose off the undercarriage as best as you can. A good coat of wax can help extend the life of your paint from the summer sun. Cleaning the inside won't make your car run better, but it will make for a nicer ride for everyone in the vehicle. It's time to give your Car, Truck, or SUV a Spring Cleaning 1. Inspect your wiper blades and check your filters. The winter ice degrades the wipers rapidly and we all know that spring will bring plenty of rain showers. Don't wait until you can't see to replace your wipers. They are cheap and easy to install. installing them, we can do Winter also wears on your car's internal systems, which is why Spring is often a great time to have filters checked and replaced. 2. Rotate your tires, along with having the alignment and suspension checked. Mother Nature can really do some damage to our roads in the winter months. If you've encountered may potholes, this ie NEPA, chances are your car could use an alignment. Alignment issues will wear your tires faster, so keeping it aligned will save you money in the long run. If you feel your vehicle drifting to the left or the right, or if your steering wheel is not centered when you are driving down a flat, straight road than you deferentially need an alignment! 3. Check your oil and windshield wiper fluid. Now is the time to check your oil level and mileage to decide on your next oil change. It's also a good time to check windshield wiper fluid and potentially move to a summer solution. 4. Set your tire pressure and consider swapping tires. Temperature changes can make your tire pressures fluctuate. Now that the cold has finally left us (we hope) and temperatures are rising, check your tires and set them to the appropriate pressure. If you put on snow tires, it's time to switch back to all-season or Spring/Summer set. All of this can lower your fuel consumption, improve mileage, and help your tires last longer.

Do You Have Auto Insurance?

It is nearly impossible to turn on your tv, listen to the radio or search the net without seeing atleast one ad for auto insurance. We all know that price is an important factor when it comes to choosing an auto insurer. But making price your only consideration could leave you short on coverage when you need it most. Here are 7 things you should consider when comparing auto insurance quotes: Coverage. Options. Reputation. Service. Discounts. Price. Deductibles, coverage limits, endorsements. There are so many choices. You don’t need to know everything about auto insurance –an experienced agent can help you get the right coverage for your car and your budget. If something bad ever happens, they will make sure you’re back on your way, right away. Car-Lotta reminds you that if you’re buying a car, proof of insurance is required before driving your new car off the lot.