How Are You Different Car-Lotta?

Many things make us different, but here is a short list... We are The "Car Credit Specialists." This is all we do. Over 18,000 customers and 28 years experience nultiple locations to choose from Exclusive Car-Lotta Credit Warranty Professional, experienced, highly trained staff Some of the best vehicles you will find! We match the car, the payments and the term of the loan to your individual situation We are in this for the long haul. We will always be here when you need us. This is only a short list. Call or stop in to see for yourself!

It's More Than Just Buying A Car

Car-Lotta Credit sells cars and makes loans to people that banks and most car dealerships don’t want, or aren’t prepared to deal with. One of our goals is to build a long term arrangement with you. The vehicle and loan you purchase will fit your ability to pay. We want you to complete your loan successfully and then purchase your next vehicle from us. Many of our customers are able to upgrade vehicles in 12 months from their first purchase from us. Your successful loan completion at Car-Lotta Credit will enhance your credit rating. Plus, when you buy from Car-Lotta Credit, we help you stay current. Your payments may be made weekly or bi-weekly instead of monthly. You may find it is easier for you to budget Because we don't shop your loan around to a bunch of banks, your credit report won't suffer by making it appear like you're looking for money—which is exactly what happens when you buy from other dealerships. Best of all, unlike smaller dealerships, each time you make an on-time payment to us, we'll report it to the credit bureaus, so you can start to establish a better credit rating immediately. Our customers get to know our sales and credit consultants, and we get to know you. This personal “relationship” helps you work through some of the potential problems you may have making payments. Try that at a bank!

Tell Me Why Car Lotta

Chances are, we probably have the vehicle you want, at one of our locations right now. Most of our customers can drive home in a Car-Lotta vehicle the same day they visit us. It can take as little as 20 minutes! Inventory selection is always good. You can even apply on-line 24/7 and be pre-approved before you arrive at our office. It doesn’t get much easier than this. At Car-Lotta Credit and Car Sale, we sell all kinds of cars, SUV’s, minivans and trucks, including work trucks. We have sporty 2 doors, 4 door sedans, minivans, and sport utilities. Mileage varies, but starts at about 40,000 miles. We have vehicles up to 2019’s in stock now. Do you need a work truck? How about something a little more reliable? Is a minivan more convenient for your growing family? Whatever you need we have it at one of our superstore locations. Every vehicle is serviced at our own in-house facility so you can be sure of safe, reliable transportation. All vehicles include our exclusive Car-Lotta Credit and Car Sales Warranty.

Exactly what does Car-Lotta Credit and Car Sales do?

Car-Lotta Credit helps people with credit problems such as bankruptcy, no credit or bad credit, get reliable transportation and a car loan, at terms they can afford. Most car dealerships are not prepared to deal with the credit challenged person. We are the specialists, this is all we do. We treat our customers with the respect they deserve. Have you been treated rudely or differently at a car dealership when the salesperson found out you had credit issues? NOT AT Car-Lotta Credit! Any credit problem you may have, no matter what it is, we’ve seen it before. Nothing you say is going to surprise us, or embarrass you. Car- We have helped over 28,000 people in Northeast PA get the car, minivan, suv or truck they want. No other dealer or vehicle finance company in Northeast PA has done more than Car-Lotta Credit has. We can help you.