Do You Cancel Your Motorcycle Insurance During The Winter Months?

Temperatures are  starting to dip. Most   motorcycle riders typically start the process of topping off their tanks, adding fuel stabilizer, and other details that go along with retiring a bike to storage for the winter. This is also when some riders start to wonder whether they can save a few dollars by temporarily cancelling insurance on their bikes.

Should you drop insurance on a motorcycle that is in winter storage? It may be tempting, but, if you give it some thought, you'll probably find that it's not the soundest practice.

 

Why You Should Keep Yourself Protected?

You have to be certain that your bike will remain in storage for the entire season. Even if your area is hit with unseasonably warm winter weather, if you cancel your insurance, you'd have to fight the impulse to take it out for a ride or..... you'd be out there without a policy to protect you against an accident or some other unfortunate event.

You should remember that your bike still faces risks when it's supposedly "safe and sound" in storage. Theft, fire, vandalism and storm damage are all possibilities. If you  cancel your insurance, and something were to happen to your bike, you'd likely be left to pay the damages or the repair costs out of pocket.

Another important consideration: You may not actually realize any savings by cancelling your policy over the winter. Insurance companies vary, but some may take into account the typical riding season in your state when they price a policy (even if it's spread over a 12-month period). That means you may not actually receive a refund for canceling your winter coverage. You should check with your insurance agent to determine if seasonal coverage options are available.

 

Car-Lotta Cr Sales suggests that you  talk it over with your agent. You may discover that there are some untapped opportunities to help reduce the cost of your motorcycle policy — and that they not only help you out in the winter months, but year-round.

Do You Honk Your Horn?

We all know that honking a horn incessantly can be irritating for everyone on the road. You SHOUDLN'T  honk because you’re frustrated at another driver. You SHOULD honk only to warn other drivers that they’re coming too close to you or if someone is stopped at a green light.

Different honks might signify different warnings to other drivers. A quick beep means “Heads up. I’m here!” Slightly longer and louder beep says “Hey, the light’s been green for 10 seconds” or “Watch it!”

               Car-Lotta reminds you to HONK as NEEDED!

Did You Ever Sneeze While Driving?

You might not hear much about the dangers of sneezing while driving, it fits into the category of distracted driving and causes more accidents than you might think.

Accidents happen for various reasons, but even fatal accidents can be  caused by something as simple as a sneeze.

What should you do if you have to sneeze?

 Pull over

Probably the most effective way to avoid a sneeze-induced automobile accident is the simple act of pulling over to sneeze. Most people can feel a sneeze coming on, and that means you should have enough time to pull your vehicle over to a safe shoulder before giving yourself over to the sneeze. Drivers may travel up to 50 feet with their eyes closed while sneezing so, if possible, pull over to sneeze.

 

Stop the sneeze

It’s not comfortable or technically healthy to stop a sneeze in its tracks, but it is possible. If you have very intense sneezes and think you could endanger yourself and your passengers if you don’t do something, you can try these techniques if you feel a sneeze coming on to stop your sneeze:

• Pinch your upper lip
• Put your finger under your nose
• Squeeze your nose
• Grab the spot between your eyebrows
• Distract yourself by thinking about something else
• Flick your forehead

 

How Well Do You Know PA School Bus Laws?

   

               RED Light Flashing Means NO PASSING! 

Can you believe that it's that time?  The kids are  back to school. 

 

Where did the summer go??

 

Every year children are needlessly injured or killed by

 drivers passing stopped school buses.

      Pennsylvania's School Bus Stopping Laws Are :

  When you meet or overtake a stopped school bus with red signal lights flashing and stop arm extended, you MUST STOP.

  

  When you approach an inter section where a school bus is stopped with red signal lights flashing and stop arm extended,  you MUST STOP.

 

  You MUST STOP at least ten (10) feet away from the school bus.

 

  You MUST WAIT until the red lights have stopped flashing and the stop arm has been withdrawn before moving.

 

  DO NOT MOVE until all the children have reached a place of safety.  

  

Penalties if convicted of violating

Pennsylvania´s School Bus Stopping Law include:

*$250 fine

*Five points on your driving record

*60-day license suspension

Car-Lotta reminds  you to drive safe! 

Doing Anything Fun For Labor Day?

Labor Day is celebrated by most Americans as the symbolic end of the summer. In high society, Labor Day is (or was) considered the last day of the year when it is fashionable for women to wear white.


 Labor Day marks the beginning of the NFL and college football seasons. NCAA teams usually play their first games the week before Labor Day, with the NFL traditionally playing their first game the Thursday following Labor Day. Most school districts that started summer vacation in mid June will resume school near this day.



The first Labor Day in the United States was observed on September 5, 1882, in Boston, by the Central Labor Union of New York, the nation's first integrated major trade union. It became a federal holiday in 1894. Singed into law as a National Holiday by Grover Cleveland.


All Car-Lotta Credit locations will be closed Monday September 2nd  in observance of Labor Day.



We will re open Tuesday September 3rd  at 9:00 am.