Merry Christmas

                     

                    Car-Lotta and Car Sales will be CLOSED
                           on Monday December 25th, 2017
                         in observance  of Christmas Holiday.

  We will  Re-Open on Tuesday, December 26th at  9:00 am

Merry Christmas from all of us at Car-Lotta Credit and Car Sales.

Want A New Vehicle For Christmas ?

The  Car-Lotta Credit & Car Sales  approval process takes about 20 minutes... the rest  really depends on you.

 

What do you need ..

* valid Pa drivers license
* income proof

* a utility bill or cell phone bill 


We may need more info depending on your situation, which may take a little longer. But realistically you could be in and out in an hour.

Does Your Vehicle Like The Cold Weather?

It's  finally here..... The cold weather is upon us!!

Vehicles, like many human, tend to not function as well when it’s cold. Just as it’s necessary for people to bundle up in coats, hats, and gloves in cold weather,  your auto needs a similar kind of attention. 

Maintaining your vehicle can help prevent problems during extreme weather. You may still may find yourself out in the cold because your car doors were frozen shut or your car won’t start because of the arctic temperatures.

Here are a few tips to help keep this from happening: 

     Drive your car. Subzero temperatures can cause car batteries to freeze, but driving or running the car reduces this risk.

      Before parking your car for the night or for an  extended period of time, make sure there’s plenty of gas in the tank. The cold weather can cause condensation to form on the walls of an empty tank, which may lead to frozen fuel lines

     If your  locks are frozen try  petroleum jelly to melt the ice. Dip the key into it and hen insert it into the lock. Once in the lock, try to wiggle the key, but do not force the key to turn. You may have to repeat this  step a few  times.

     Make sure  your tires are properly inflated. Tire pressure can affect handling, gas mileage, and steering, 

     Take the time to scrape your windows clean. If  wipers are stuck to the windshield and you turn them on, you could cause a lot of problems, including burning up the wiper motor. 

                  Car-Lotta Credit and Car Sales can help you with your automotive needs-

Looking for some holiday cash?

Looking for some extra cash for the holiday? 

 

  Do you have a vehicle you want to sell??

 

We buy ....

* cars, trucks, pickups, minivans, SUV's and 4X4's

* the years we will buy are from 2009 to 2014

* mileage can be from 50,000 to 155,000 miles

* we do not buy salvage or reconstructed vehicles

* the price range is from $1500 to $5,000

 

In less than 30 minutes we'll give you a price to buy it from you and if you have your drivers license and the title of the vehicle with you, you can leave with the check in your hand and no hassles

Do you have a car you want to sell?

Give us a call,

 or email us: mjayne@carlottacredit.us.

Do You Have Roadside Assistance ?

It can be a major inconvenience when you really need to get somewhere and you’ve  find   you have a flat tire.... Or you’re out of gas..... Or your car just won’t start.

 Roadside Assistance is  like having your own personal pit crew 24/7.

Some  people pay a substantial amount of money to other companies for coverage that they  may already have or can get  with their car Insurance.

 • Here are some conditions  which should make  you consider   roadside assistance:

• * If you drive to work

• * If you drive long distances to work

• * If you drive in inclement weather

• * If you drive an older car

• * Your vehicle  has a history of maintenance problems

• * You bought a used vehicle  and don’t know its full history

• * If you have no clue on how to fix or maintain your vehicle

• * If you enjoy peace of mind

 Car-Lotta  Credit and Car Sales  encourages everybody to call their insurance company to a roadside assistance.

The  $5-10 a month it may cost is definitely worth the peace of mind!

What WOuld You Do If You Had A Dead Battery?

Dead batteries are a real  annoyance. You  never really know when your battery is going to need a boost. This  usually happens at the most inopportune time—and if there’s no one around to help out with jumper cables, you may need to pay a tow truck to have your vehicle towed to a mechanic. Then  pay your mechanic to fix the problem.

 A solution is to get  yourself a battery charger. You’ll be able to help yourself and probably  other drivers who break down as well. They are very simple to use and  relatively  inexpensive. It is a purchase worth the  investment  and  the time it takes to figure out   how to use  when you  weigh these  against the possibility of being stranded.

Car-Lotta Credit and Car Sales does not want you to be stranded-

Did You Have Ice On Your Windshield This Morning?

It's here- The cold weather has begun -

You walk out the door in the morning to leave for the day and there it is.... ICE ON YOUR WINDSHIELD!!! Here are a few tips to get you through those days when the ice is just too thick to melt and scraping it off is a must.


1. First thing to do is start your vehicle engine. This will allow heat to travel up to the windshield and start the melting process naturally.

2. Turn your vehicle defroster on low. Turning it on high is not a good idea when the windshield is full of ice, this could cause the window to crack.

3. Use an ice scraper to remove the ice from your windshield. This tool is specially designed just for this annoying problem.

NO Ice Scraper?? Keep Reading: 
 

4. Kitchen utensils are not only good for cooking, they are also good for removing the ice of your windshield. Plastic spatulas work wonders on thin ice.

5. Keep salt in arms length when winter arises. NOT cooking salt, but salt that is grainy. Take the salt and pour it on the windshield, then with gloves on, rub the salt onto the windshield. Step back for a few minutes so the salt can start to melt the ice away and then start scraping.

6. Try this simple homemade solution - One of the best ways to remove the ice off of your windshield is a simple mixture that contains items you find inside of your house. Fill a spray bottle with one cup of water, one cup of rubbing alcohol and one cup of vinegar. Shake well and spray it all over the windshield. Let it sit for about five minutes and watch the ice just roll down the glass. You can try scraping it as well, but usually all you need to so is spray and watch.

7. This might sound a bit strange but .... but you can plug a blow dryer in a waterproof extension cord and point it at your window when iced up. Don't turn it on high, keep it on low and move slowly across the windshield until you see the ice slowly disappear. This process may take a bit of time.

You can always AVOID ice on your windshield by investing in a piece of cardboard shaped to the size of your windshield. Place it on the windshield the night before a freeze, then remove in the morning with no worries about scraping or melting the ice off. All you have to worry about is keeping yourself warm.


Car-Lotta reminds you to BE PREPARED!

Do You Pack An Emergency Kit??

  Keeping a safety kit in your car all year is a good idea.
 Things like road flares, a jack, a lug wrench, and a first aid kit should be at hand no matter what. It's a good idea to update this kit with seasonal items that can keep you warm and prepared for Mother Nature's worst.

Items you should  include in your winter safety kit include:

• Flashlight.
• Blanket,  gloves, and hat.
• Bag of kitty litter or sand.(This can help if your tires get stuck in the snow or slush.)
• Ice scraper and brush.
• Small shovel.
• Safe and leak-proof container of coolant.
• Snacks.

Car-Lotta reminds you  to stay safe!

What Would You Do WIth $77.00

Its tough right now to get the vehicle you want and deserve...

 After unfortunate events like a Repo, BK, Medical bills, Divorce, late payments or even No Credit… It's almost impossible to get the vehicle you NEED and deserve without forking out thousands  of dollars for a down payment

Does any of this sound familiar?

Don’t feel bad- You’re not alone, and it's not your fault.
We have all had situations come up…
And Who has thousands of dollars sitting around, anyway?
I hear this advice all the time: “just save up and then you can buy a car outright and don’t have to worry about payments or interest”…


Perhaps you have already experienced this situation… Maybe you suffered this kind of thing more than once…
Wouldn’t it be nice, if someone gave you a 2nd chance?
Someone that will work with you and help you get back on your feet… WITHOUT taking all your money.

You work hard for your money. You do your very best to pay your bills on time and it's about time someone sees that and gives you the break you need….

Don’t people get it… How can you work or get around if you don’t have a car?
How can you get a better job if you are limited by how far you can travel, OR the timeframe you can work…

Just think of the opportunity you would have if YOU had your OWN Reliable VEHICLE…
Also, how nice would it be, To Go where you wanted to go When you wanted to go, With who you wanted to go with…

                              Car-Lotta Credit and Car Sales wants to help .

Ask about our $77.00 down delivers event that ends on October 31st, 2017.

What Is ROAD RAGE?

What IS Road Rage?

There is no true definition for it. It's more of a term used to characterize the attitude exhibited when a motorist loses their temper as a reaction to a traffic incident. The incident can be something as slight as a person moving into their lane or driving slowly in the fast lane.

Road rage is more typical of aggressive drivers. These drivers  tend to drive faster and change lanes more often. They want to be the first one off the line at the traffic light and want the  fast lane to themselves.

Car-Lotta Credit and Car Sales reminds you that when another driver gets your ire up....

                                   Think FIDO  : Forget It And Drive ON 

Do You Know What You Should NEVER Do ?

You probably rely on your vehicle  every day to get you where you need to go. How well can your car rely on you?

                There are some things you should never do to it.



                                            Several  things to never do to your car

 Put off the recommended maintenance. There’s a reason the car manufacturer gives you that little book when you buy a car. It contains important maintenance guidelines for the age and mileage of your car. By following what it says, you can keep your car running smoothly and safely—and save on having to pay for big repairs later on.

     Ignore any warning lights. Most cars come with a check engine light and other warning lights. If any warning light goes off, it’s time to take your car to a qualified mechanic ASAP.

   Never change the air filter. A fresh air filter keeps your engine running smoothly and improves your car’s fuel efficiency. Most manufacturers suggest you replace your filter every 12,000 to 15,000 miles.

    Never check your tires’ air levels. Not having the right tire pressure makes for unsafe driving and reduced fuel efficiency. Most vehicles list tire pressure requirements on the driver side door post so you know how much air to give your tires.

    Have an unqualified person work on your car. Take the time to find a qualified car mechanic. (Keep in mind that you could qualify as “unqualified” if a repair is beyond your skill level.)

    Rev the engine during the winter. Doing this doesn’t warm up the car—in fact, it can cause damage since the oil hasn’t yet worked its way through the engine.

      Leave keys in the ignition of an unattended car. This is one of the easiest ways to tempt car thieves—especially during the winter.

    Run your gas tank down to empty. Doing so cuts the life of the fuel pump—and puts you at risk of running out before you get to a station.

    Rarely wash your car. A thorough wash helps preserve the exterior of your car. That can ultimately help your car retain its resale value. A good wash is especially important during winter, when road salt does a number on cars. -


                             Car-Lotta Car Sales wants to know if you are  guilty of any of these?

Are You Ready For Fall Car Care Month?

                     October is Fall Car Care Month.

          

 Why not take a little time to be car care aware and make sure your vehicle is ready for the harsh winter weather ahead? Taking a few simple steps now can save you the headaches and cost of an emergency breakdown later.

 Whether you do it yourself or take your car to a professional service technician,  Car-Lotta Car Sales recommends five proactive steps to make sure your car is ready for winter driving.

 

1.    Battery – Keep the battery connections clean, tight and corrosion-free. Cold weather is hard on batteries, so it’s wise to check the battery and charging system. Because batteries don’t always give warning signs before they fail, it is advisable to replace batteries that are more than three years old.  

 

2.  Heater, Defrosters and Wiper Blades – Check that the heating, ventilating and air conditioning (HVAC) system are working properly as heating and cooling performance is critical for interior comfort and for safety reasons, such as defrosting. Fall is also a great time to check your air filter. Wiper blades that are torn, cracked or don’t properly clean your windshield should be replaced. As a general rule, wiper blades should be replaced every six months. When changing the blades, be sure to also check the fluid level in the windshield washer reservoir.

 

3.    Tires – Check the tires, including the tire pressure and tread depth. Uneven wear indicates a need for wheel alignment. Tires should also be checked for bulges and bald spots. If snow and ice are a problem in your area, consider special tires designed to grip slick roads. During winter, tire pressure should be checked weekly as tires lose pressure when temperatures drop

 

4.    Brakes – Have the brake system checked, including brake linings, rotors and drums. Brakes are critical to vehicle safety and particularly important when driving on icy or snow-covered roads.

 

 

Car-Lotta Credit and Car Sales  reminds you that getting  your vehicle ready for winter while temperatures are still mild is a proactive approach to preventive maintenance that helps ensure safety, reliability and fewer unexpected repairs when severe winter weather strikes.

What Makes Car-Lotta Different?

Here are a few differences between CarLotta Credit and other car dealerships....

* We know and assume that you have credit issues when you stop by, call or email us. We great you with a smile and a hearty handshake and appreciate your business. We understand that good people can and do have credit problems. At some dealerships, when you tell them you have credit issues, they may not be very happy about it or helpful.  

* Nothing you tell us is going to surprise us, or embarress you. For over 24 years we have helped people just like you. Anything you have to tell us, will be handled professionally and held in confidence. Selling and financing cars to people with credit issues is our only business, this is what we do.

* Most dealerships are trying to make as much money as possible on every customer they sell...at CarLotta Credit our #1 goal is to make sure the car is affordable to you and fits in your budget. We want you to be able to afford your payments and pay your loan. Its better for you, and us.

* We report your on time payments to the credit bureaus on a regular basis, this can improve your credit score over time. Most other dealers do not do this.

*  Most of our payments are set as weekly. This helps you judge your budget and stay current with your payments.

This is just a few of the things that make us different. Stop in, call, or email us and let us actually show you!

 

 CarLotta, www.carlottacredit.com

Has Your Vehicle Been In A Flood?

 

Floods have drenched much of the United States  recently.   Unfortunately, flood-damaged vehicles can be hard to spot. Knowing the signs can help.

Here are a few ways to determine if a used car is a clean machine or a juicy lemon.

 

The quickest way to sniff out whether or not a car has flood damage is to literally sniff it. It's  difficult to completely rid a flood-damaged car of its moldy aroma, and mildew formation is a sure sign that the car was exposed to significant amounts of water. This unpleasant smell is a helpful clue for prospective buyers. If you smell the mold right away, you're probably looking at a flood-damaged car. If you aren't quite sure, however, close the windows and doors, sit inside, and give it a good long sniff.

Along with your sense of smell, your sense of touch is important to sensing moisture in a used car. Water from flooding tends to collect in locations even the dealer may miss.

Run your hands along the carpet and pat it in different spots to try to locate moisture. If you're able, peel back the carpet to see if you can feel moisture between the carpet and the car body. You may also see other signs of water damage, such as rust, by looking under the carpet.

Be sure to open the trunk and feel around the carpet there. Take out the spare tire and feel the material underneath. This is a location where water tends to collect, and it can be missed during even the most thorough of preparations for the lot.

Corrosion is a common affliction in flood-damaged cars. The damage you see today isn't the only ramification of rust: Corrosion continues to eat away at materials long after the car is dry.

Rust and corrosion are often visible. Look for signs of corrosion on metals both inside and out. If you see rust on screws, door hinges, hood springs, trunk latches or brackets under the dashboard, for example, you know those metals had significant contact with water.

Open the doors and look at where the door meets the body. Corrosion often occurs in that corner. In fact, check all four doors, including the bottoms, inside and out.

Another clue is the quality of the carpet. If the vehicle is 10 years old but the carpet looks new, be suspicious. If the upholstery doesn't appear to match, with sections that are a different color, faded, newer or with patterns that don't line up, then someone may have removed water-stained patches. Loose carpet also requires further scrutiny.

While a car is sitting (or floating) in a flood, the water carries in all manner of debris, such as grass, dirt, sand and silt. When the water level recedes, the water itself may be gone, but much of the debris remains. It's difficult for someone cleaning a car to remove all of it.

When examining a used car, you'll want to look in the places where mud and grass may remain after a flood. These include the following areas:

• inside and under the glove compartment
• engine crevices
• the trunk
• under the spare tire
• under the dashboard
• below seats and in seating tracks
• in wheel wells

Even a used car is an investment, and you don't want to buy a damaged car that will cost you tons of money in the long run. If after your own inspection you still aren't sure the car is completely dry, hire an expert.

 

 

 

Do You Have A PA Road Concern??

	Would you like to report a concern on state-owned road conditions, construction projects, signs or signals, speed limits, or damage to personal property? Please use the following link https://www.dot.state.pa.us/Internet/web.nsf/contactUsCCC?OpenForm  to let PennDot know. Car-Lotta wants to remind you - We care!

Do You Want Your Children To Do Better In School?

School has started back up. CarLotta Credit and Car Sales thought these 5 ways to help your child do better in school could be very helpful. As a parent, after working a hard and long day yourself...it is easy to forget about your children's needs sometimes...

1) Listen. Listen, really listen without tv or other distractions, to what they tell you about their day. How do you feel when are trying to tell someone you care about, how your day went and they just "yes" you to death and watch tv? You can find out so much about your child just from this step. Are they feeling bullied? Are they happy with their teachers? Is the bus ride okay? Do they need help with their homework?

2) Read To Your Kids. When they are young, read to them. When they are older, read with them and encourage them to read on their own. If you feel books are too expensive to buy, there is always the library. The type of book or subject is less important then the actually reading. Set aside limited times for tv, video games and computer. This will give time for reading. How about trading 1 hour of tv for each 1/2 hour reading?

3) If they need help with their schoolwork, give it to them. If you do not feel qualified to help them with 7th grade math for example, ask around. You'd be surprised how many adults, and older kids, are good at school work...and are willing to help for free. You just have to ask. What help and support are available after school or in school?

4) Look at your child's homework and read their reports and papers. Give encouragement, maybe fix a spelling error or two and just show that you care. It is not about you helping them get an "A". It is about you caring about what they are working on and spending their entire day worrying about.

5) BE POSITIVE. It can be very difficult after a long day, but reward their effort with encouragement. How hard do you work if someone is on your case and negative every day?  How about hiding a funny card or note in one of their books or tablets to bring a smile during a hectic day, or before a test? The small things do help.

 Car-Lotta Reminds you ..... If you love them...tell them and show them every day.

How Is Labor Day Celebrated ?

Traditionally, Labor Day is celebrated by most Americans as the symbolic end of the summer. In high society, Labor Day is (or was) considered the last day of the year when it is fashionable for women to wear white.


 Labor Day marks the beginning of the NFL and college football seasons. NCAA teams usually play their first games the week before Labor Day, with the NFL traditionally playing their first game the Thursday following Labor Day. Most school districts that started summer vacation in mid June will resume school near this day.



The first Labor Day in the United States was observed on September 5, 1882, in Boston, by the Central Labor Union of New York, the nation's first integrated major trade union. It became a federal holiday in 1894. Singed into law as a National Holiday by Grover Cleveland.


All Car-Lotta Credit locations will be closed Monday September 4th  in observance of Labor Day.



We will re open Tuesday September 5th  at 9:00 am.

Do You Know The School Bus Stopping Laws?

It's that time... The kids are going back to school.



Did you know that  every year, children are needlessly injured or killed by drivers passing stopped school buses.

      Pennsylvania's School Bus Stopping Laws Are :

  When you meet or overtake a stopped school bus with red signal lights flashing and stop arm extended, you MUST STOP.
  

  When you approach an inter section where a school bus is stopped with red signal lights flashing and stop arm extended,  you MUST STOP.

  You MUST STOP at least ten (10) feet away from the school bus.

  You MUST WAIT until the red lights have stopped flashing and the stop arm has been withdrawn before moving.

  DO NOT MOVE until all the children have reached a place of safety.    

Penalties if convicted of violating Pennsylvania´s School Bus Stopping Law include:

*$250 fine

*Five points on your driving record

*60-day license suspension

Do You Have Your Yellow Dot?

PennDOT is shining the spotlight on a program that could save your life! It's called the "Yellow DOT Program."


This program assists citizens in the "golden hour" of emergency care following a traffic accident when they may not be able to communicate their needs themselves. Placing a Yellow Dot decal in your vehicle's rear window alerts first responders to check your glove compartment for vital information to ensure you receive the medical attention you need. The program is a cooperative effort between PennDOT, the state departments of Health and Aging, the Pennsylvania State Police, the Pennsylvania Turnpike Commission, first responders, and local law enforcement.

 

How can citizens participate?

 

To receive a "Yellow DOT," you can stop into any DMV in the area or many state representatives offices carry them as well. You can also get one online by heading here.

Once you receive a "Yellow Dot," you're encouraged to place it on the back left windshield of your car.

To update your emergency contact information which is synced to your Pennsylvania Driver's License, head here!

                        Car-Lotta Credit and Car Sales CARES!!!

Are You A Sensible or Aggressive Driver ??

Did you know that driving sensibly can save you fuel?
Each 5 mph  you drive over  60 mph  is like paying an additional 24 cents per gallon of gas!

Aggressive driving (speeding, rapid acceleration and braking) wastes gas and can lower your gales mileage by 33 percent at highway speeds and by  5 percent around town. While each vehicle reaches its optimal fuel economy at different speed ( or range of speeds), gas mileage usually decreases at speeds above 60 mph.

Sensible driving is also safer for you and others, so you may save more than gas money.

Car-Lotta reminds you to Drive Safe-  The life you save may be your own!

Do You Know A Child In Need Of A Backpack?

Car-Lotta Credit and Car Sales wants  to give back to this GREAT Community!!!

Starting 9:00 AM Monday, August 7th  through 7:00 PM Tuesday, August 15th,  each one  of our locations (Blakely / Hazleton / Kingston)  will be giving out 26 backpacks per day...

These are on a First come basis... Only 26 will be given out per day, per store. When they are gone for the day, it's over for that day.

This is our way of saying THANK YOU and to show our appreciation.
 
** No purchase necessary. This is NOT restricted to Car-Lotta customers. Anyone may line up and get a backpack if they fit the rules.

How Do You Avoid Road Rage ?

 

Road Rage

"An assault with a motor vehicle or other dangerous weapon by the operator or passenger(s) of one motor vehicle on the operator or passenger(s) of another motor vehicle caused by an incident that occurred on a roadway.

Aggressive Driving & Road Rage Symptoms

• Mentally condemning or thought of violence toward other drivers.
• Verbally expressing condemnation of other drivers to passengers in your vehicle.
• Not obeying traffic safety rules because you don't agree with them.
• Engage in aggressive and risky driving:
  • Following too close.
  • Speeding.
  • Weaving in and out of traffic.
  • Speeding up to beat a traffic light.
  • Cutting between vehicles to change lanes.
  • Using the horn excessively.
  • Flashing headlights excessively at oncoming traffic.
  • Braking to get others to back off your bumper.
  • Passing another driver, then slowing to teach them a lesson.

---

• Tips To Avoid Road Rage:
• Allow plenty of time for the trip, listen to soothing music, improve the comfort in your vehicle, and understand that you cannot control the traffic, only your reaction to it. In the end, we may very well discover that personal frustration, anger, and impatience may be the most dangerous "drugs" on the highway.
• Be polite and courteous, even if the other driver is not. Avoid all conflict if possible. If another driver challenges you, take a deep breath and move out of the way. Never underestimate the other driver's capacity for mayhem.
• When entering traffic or changing lanes, make sure that you have enough room.
• Make sure you have established a safe following distance between your vehicle and the one in front of you.
• Don't make aggressive hand gestures to the other drivers when they offend you with their driving.
• Signal when turning or changing lanes.
• Control your anger; remember it takes two to start a fight.
• Avoid prolonged eye contact with the bad or angry driver.
• Get help. Call police on your cell phone or go to a public telephone or place. Don't pull to the side of the road.
• Forget about winning. No one wins in a highway crash.
• Put yourself in the other driver's shoes. They may be driving that way because of an actual emergency

                     Car-Lotta Credit and Car Sales Reminds You To Drive Save-  

                                 The Life You Save My Be Your Own