What Makes Car-Lotta Different

Here are a few differences between CarLotta Credit and other car dealerships....

* We know and assume that you have credit issues when you stop by, call or email us. We great you with a smile and a hearty handshake and appreciate your business. We understand that good people can and do have credit problems. At some dealerships, when you tell them you have credit issues, they may not be very happy about it or helpful.  

* Nothing you tell us is going to surprise us, or embarress you. For over 24 years we have helped people just like you. Anything you have to tell us, will be handled professionally and held in confidence. Selling and financing cars to people with credit issues is our only business, this is what we do.

* Most dealerships are trying to make as much money as possible on every customer they sell...at CarLotta Credit our #1 goal is to make sure the car is affordable to you and fits in your budget. We want you to be able to afford your payments and pay your loan. Its better for you, and us.

* We report your on time payments to the credit bureaus on a regular basis, this can improve your credit score over time. Most other dealers do not do this.

*  Most of our payments are set as weekly. This helps you judge your budget and stay current with your payments.

This is just a few of the things that make us different. Stop in, call, or email us and let us actually show you!

 

 CarLotta, www.carlottacredit.com

Want To Help Your Children Do Better in School?

School has started back up. CarLotta Credit and Car Sales thought these 5 ways to help your child do better in school could be very helpful. As a parent, after working a hard and long day yourself...it is easy to forget about your children's needs sometimes...

1) Listen. Listen, really listen without tv or other distractions, to what they tell you about their day. How do you feel when are trying to tell someone you care about, how your day went and they just "yes" you to death and watch tv? You can find out so much about your child just from this step. Are they feeling bullied? Are they happy with their teachers? Is the bus ride okay? Do they need help with their homework?

2) Read To Your Kids. When they are young, read to them. When they are older, read with them and encourage them to read on their own. If you feel books are too expensive to buy, there is always the library. The type of book or subject is less important then the actually reading. Set aside limited times for tv, video games and computer. This will give time for reading. How about trading 1 hour of tv for each 1/2 hour reading?

3) If they need help with their schoolwork, give it to them. If you do not feel qualified to help them with 7th grade math for example, ask around. You'd be surprised how many adults, and older kids, are good at school work...and are willing to help for free. You just have to ask. What help and support are available after school or in school?

4) Look at your child's homework and read their reports and papers. Give encouragement, maybe fix a spelling error or two and just show that you care. It is not about you helping them get an "A". It is about you caring about what they are working on and spending their entire day worrying about.

5) BE POSITIVE. It can be very difficult after a long day, but reward their effort with encouragement. How hard do you work if someone is on your case and negative every day?  How about hiding a funny card or note in one of their books or tablets to bring a smile during a hectic day, or before a test? The small things do help.

 If you love them...tell them and show them every day.
CarLotta, www.carlottacredit.com

How Well Do Your School Bus Stopping Laws?

It's that time of year- The kids are going back to school !

DID YOU KNOW........

1.5 million children are transported on Pennsylvania roads each day.

These children are transported more than 400 million miles to school each year.

Every year, children are needlessly injured or killed by drivers passing stopped school buses.

      Pennsylvania's School Bus Stopping Laws Are :

  When you meet or overtake a stopped school bus with red signal lights flashing and stop arm extended, you MUST STOP.
  

  When you approach an inter section where a school bus is stopped with red signal lights flashing and stop arm extended,  you MUST STOP.

  You MUST STOP at least ten (10) feet away from the school bus.

  You MUST WAIT until the red lights have stopped flashing and the stop arm has been withdrawn before moving.

  DO NOT MOVE until all the children have reached a place of safety.    

Penalties if convicted of violating Pennsylvania´s School Bus Stopping Law include:

*$250 fine

*Five points on your driving record

*60-day license suspension

 

How Will You Be Celebrating Labor Day??

Traditionally, Labor Day is celebrated by most Americans as the symbolic end of the summer. In high society, Labor Day is (or was) considered the last day of the year when it is fashionable for women to wear white.


 Labor Day marks the beginning of the NFL and college football seasons. NCAA teams usually play their first games the week before Labor Day, with the NFL traditionally playing their first game the Thursday following Labor Day. Most school districts that started summer vacation in mid June will resume school near this day.



The first Labor Day in the United States was observed on September 5, 1882, in Boston, by the Central Labor Union of New York, the nation's first integrated major trade union. It became a federal holiday in 1894. Singed into law as a National Holiday by Grover Cleveland.


All Car-Lotta Credit locations will be closed Monday September 5th  in observance of Labor Day.



We will re open Tuesday September 6th  at 9:00 am.