Why Do We Celebrate Memorial Day?

Memorial Day is a United States Federal Holiday observed on the last Monday of May .


Formerly known as Decoration Day, it commemorates U.S. soldiers who died while in the military service. First enacted to honor Union soldiers of the American Civil War. It was extended after World War I to honor Americans who have died in all wars.

It has become a long weekend increasingly devoted to shopping, family gatherings, fireworks, trips to the beach, and marks the start of the summer vacation season!



Car-Lotta Credit Car Sales will be closed Monday, May 27th in observance of Memorial Day and will re open Tuesday, May 28th  at 9:00 am.   Happy Memorial Day

How To Budget For An Auto Payment

Buying a vehicle may be one of the biggest financial decisions in your life. Creating a good car budget is essential. You should be prepared to pay for insurance costs, oil changes, regular maintenance, and unexpected costs.

Car budgeting isn’t just about getting the vehicle. It's about knowing your bounds and anticipating any expense that will come down the road. DO NOT bite off more than you can chew—if gas and maintenance costs are too much, consider a something cheaper.


 Getting a loan is only the beginning. If you're paying for your car on your own, you’ll need a steady income that covers your loan payment, and all other costs of owning a car.

Is Your Vehicle Ready For the Nicer Weather?

Spring Car Care Tips


The nice weather  is   here and its a good time to do some simple, and inexpensive car maintenance and cleaning.



Try these tips...

* take your car to a hand held (wand type) pressure car wash, for about $2.50 in quarters you can wash down the outside really well, and be sure to spray inside the wheel wells and under the rocker panels (beneath the doors and under the car) as mud and salt get stuck there

* when you are done, give it a good interior vacuum and clean out any stuff left over from the long winter, this costs about $1.50. Don't forget to check the trunk for dirt and possible moisture.

* try a Jiffy Lube for an oil change, usually $25 or so, a clean motor is a happy motor

* look around the car for chips or rust spots, if you see some, try A&A Auto Stores or AutoZone for matching touch up paint, about $8.00

* lastly, look at your tires, do you have good tread on them? they should all be the same size, but they don't have to be the same manufacturer, if you need tires...look for sales or try a used tire store or even "Harrys U Pull It" for good used tires, used tire prices can vary...but they start at about $35.00 each, quite a savings



There are other things you can do, but this is a good start.