You may think you know everything you need to know about insuring your car. You might be wrong.
My friend borrowed my car, so he's responsible for damage.
If you give someone permission to drive your car and that person crashes, it will be your insurance -- not your friend's policy -- that covers the damage.
A more expensive car costs more to insure.
Car insurance companies look at the "loss history" of the type of car you drive -- meaning how many claims they've paid on that model -- along with how much it might cost to repair or replace your car, not its sale price, when determining how much to charge you for collision and comprehensive coverage.
I got a ticket, so my car insurance rates will skyrocket.
A ticket doesn't automatically mean an increase in rates,If the ticket was minor and you have an otherwise clean record, your premium may not increase.
No-fault insurance means it's not my fault.
No-fault car insurance varies by state, but it usually requires your insurance company to pay medical expenses and lost wages for injuries due to a car accident, regardless of who is at fault.
The color of my car affects my insurance rate.
Auto insurance companies set rates based on the safety features of a vehicle and how much it costs to repair or replace the vehicle, along with other factors about the driver. The color of the car doesn't factor into the premium.
Monday, February 27, 2012
Monday, February 20, 2012
Why Don't I See Many Pickups In Your Inventory?
I Don't See Many Pickups Or Work Vans On CarLotta Credit Lots, Why?
We would love to have more of them on our lots. It is very difficult to find these types of vehicles, in your price range, that pass our service center safety check process.
Most pickups and work vans are used hard by their owners for work and/or play time. When we do find them, they have been pretty well used up. The price range we sell vehicles in, needs to be low enough for our customers to afford. In this price range, the trucks and work vans cannot pass our in house service process. If it will not, or can not, pass our service inspection process, it does not go on our lot, or in your driveway.
What we do encourage our customers to do, is this. First, get a vehicle from CarLotta Credit that is serviced, has a warranty and your on time payments are improving your credit rating...and then, you can get that pick up or work van you may need.
We would love to have more of them on our lots. It is very difficult to find these types of vehicles, in your price range, that pass our service center safety check process.
Most pickups and work vans are used hard by their owners for work and/or play time. When we do find them, they have been pretty well used up. The price range we sell vehicles in, needs to be low enough for our customers to afford. In this price range, the trucks and work vans cannot pass our in house service process. If it will not, or can not, pass our service inspection process, it does not go on our lot, or in your driveway.
What we do encourage our customers to do, is this. First, get a vehicle from CarLotta Credit that is serviced, has a warranty and your on time payments are improving your credit rating...and then, you can get that pick up or work van you may need.
Monday, February 13, 2012
What Should You Keep In Your Vehicle?
5 Things That Should Always Be In Your Vehicle
No matter what the weather,there are a few things you should always have in your car. ( No needs to list a cell phone... just about everyone has one nowadays) .
1) First Aid Kit. You never know what can happen. If you have kids, this is even more important. You might want to add a few extra bandages to the kit. They are small and are not affected by the temperature changes in your car.
2) Flashlight. The best one is the type that you hold in your mouth, or the kind that strap on your head. This will free up your hands for whatever might need to be done.
3) Jumper Cables. You left your lights on and the car won't start. The battery is old and failed. This handy item is often used and easy to store.
4) Spare Tire. Whether it is a full sized tire or a space saver, check it to be sure it is the right size for your car and is filled to recommended air pressure. In addition, be sure you have the jack and tire wrench to remove the flat tire and put on the spare tire.
5) Blanket. In case of an accident, or illness, a very comforting item.
All these items are reasonably priced and make your life much easier in an emergency.
No matter what the weather,there are a few things you should always have in your car. ( No needs to list a cell phone... just about everyone has one nowadays) .
1) First Aid Kit. You never know what can happen. If you have kids, this is even more important. You might want to add a few extra bandages to the kit. They are small and are not affected by the temperature changes in your car.
2) Flashlight. The best one is the type that you hold in your mouth, or the kind that strap on your head. This will free up your hands for whatever might need to be done.
3) Jumper Cables. You left your lights on and the car won't start. The battery is old and failed. This handy item is often used and easy to store.
4) Spare Tire. Whether it is a full sized tire or a space saver, check it to be sure it is the right size for your car and is filled to recommended air pressure. In addition, be sure you have the jack and tire wrench to remove the flat tire and put on the spare tire.
5) Blanket. In case of an accident, or illness, a very comforting item.
All these items are reasonably priced and make your life much easier in an emergency.
Monday, February 6, 2012
Are You Driving Across Town To Save A Nickel On A Gallon Of Gas?
Gas prices are at record highs. Many people are driving long distances to save a couple of pennies on a gallon of gas – They’re probably burning up the amount of money they save by using extra gas to go to an out of the way station.
If you are doing everything you can to reduce the amount of money you spend at the pump try using a site like Gasbuddy.com to find the cheapest gas stations in your area.
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